Miami
Miami is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Miami.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Miami |
| Counties | Miami-Dade |
| Website | miamifcu.org |
| Phone | (305) 377-1017 |
Loan types Miami lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Miami firms offering it.
Credit union facts from the NCUA
| Total assets | $45,937,781 |
| Members | 2,597 |
| Residential mortgage loans outstanding | $20,582,111 |
| Residential mortgages granted this year | $2,935,950 |
| Florida branches | 4 |
| Year opened | 1954 |
| Headquarters | Miami, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 9287. Residential figures are 1 to 4 family and other consumer real estate loans.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Miami offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 51 Sw 1st Ave Ste 604 33130 | (305) 377-1017 | Principal office |
| Fort Lauderdale | 299 E Broward Blvd 33301 | (954) 467-2509 | Branch |
| Miami | 400 N Miami Ave Fl 6 33128 | (305) 374-7285 | Branch |
| Miami | 99 Ne 4th St Fl 2 33132 | (305) 371-4476 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
Other lenders and brokers in Miami
Mortgage lenderA&D Mortgage LLC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- +22 more
5,245 FL loans in 2025See this lender
Credit unionAmerican Airlines Federal Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- +12 more
282 FL loans in 2025See this credit union- AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender 
Credit unionDade County
- Cash out refinance
- FHA loans
- HELOCs
- Home equity loans
- +5 more
296 FL loans in 2025See this credit union- ECredit union
Educational
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Jumbo loans
- +2 more
318 FL loans in 2025See this credit union - FIMortgage lender
Fairway Independent Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- Rate buydown mortgages
- +15 more
3,153 FL loans in 2025See this lender
Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.