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Miami Postal Service
Miami Postal Service is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Miami.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Miami |
| Legal entity | Miami Postal Service Credit Union, LEI 254900FB4VEI37KZPQ74, Active |
| Counties | Miami-Dade |
| Website | mpscu.org |
| Phone | (800) 782-3630 |
| Address shown on its site | 2190 NW 72 Avenue, Miami, FL 33122 |
Loan types Miami Postal Service lists
Read from the firm’s own website on 2026-10-16. Lender-stated, not verified by LendResearch. Each links to the other Miami firms offering it.
Credit union facts from the NCUA
| Total assets | $193,531,159 |
| Members | 13,223 |
| Residential mortgage loans outstanding | $28,005,265 |
| Residential mortgages granted this year | $2,632,822 |
| Florida branches | 3 |
| Year opened | 1991 |
| Headquarters | Miami, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 67330. Residential figures are 1 to 4 family and other consumer real estate loans.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Miami Postal Service offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 2190 Nw 72nd Ave 33122 | (305) 592-7733 | Principal office |
| Hialeah | 6171 Nw 183rd St 33015 | (305) 592-7733 | Branch |
| Pinecrest | 12677 S Dixie Hwy 33156 | (305) 592-7733 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.