Florida › Miami › OneUnited Bank
OneUnited Bank
OneUnited Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 1 licensed Florida office: Miami.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Miami |
| Legal entity | OneUnited Bank, LEI 549300T8HS215KI8TH55, Active |
| Counties | Miami-Dade |
| Website | oneunited.com |
| Phone | (877) 663-8648 |
| Address shown on its site | 3275 NW 79th Street Miami, FL 33147 |
Loan types OneUnited Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Miami firms offering it.
- Business acquisition loans
- Commercial real estate loans
- Microloans
- Net lease financing
- Small business loans
Bank facts from the FDIC
| Total assets | $637,943,000 |
| Deposits | $511,719,000 |
| Offices nationwide | 5 |
| Florida offices | 1 |
| Return on assets | -0.80% |
| Established | 1982 |
| Headquarters | Boston, MA |
FDICFDIC institution record for certificate 23966, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
OneUnited Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 3275 Nw 79th St 33147 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.