Florida › Orlando › Platinum Federal Credit Union
Platinum Federal Credit Union
Platinum Federal Credit Union is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Orlando.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Orlando |
| Counties | Orange |
| Website | platinumfcu.org |
| Phone | (404) 297-9797 |
Loan types Platinum Federal Credit Union lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Orlando firms offering it.
- Commercial real estate loans
- FHA loans
- HELOCs
- Home equity loans
- Office building financing
- Refinance
- SBA loans
- Small business loans
Loan mix from federal filings
| Florida loans originated, 2025 | 1 |
| Applications | 1 |
| Denial rate | 0% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 100% / 0% / 0% |
| Home improvement / other purpose | 0% / 0% |
| Investor and second home share | 0% |
| Dollar volume | $485,000 |
| Top counties | Lee (1) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by Platinum Bank. Counts are loans in Florida only.
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Orange County at a glance
| Mortgage applications filed in 2025 | 55,353 |
| Loans originated | 25,010 |
| Denial rate | 19% |
| FHA share of originations | 15% |
| VA share | 6% |
| Investor and second home share | 13% |
| Dollar volume originated | $11,335,890,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Orange County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.