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Power Financial
Power Financial is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 7 licensed Florida offices: Delray Beach, Florida City, Hallandale Beach, Juno Beach, Miami, Pembroke Pines, Sunrise.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Delray Beach, Florida City, Hallandale Beach, Juno Beach, Miami, Pembroke Pines, Sunrise |
| Legal entity | POWER FINANCIAL, LEI 549300BAZS5RZ8O98A51, Active |
| Counties | Broward, Miami-Dade, Palm Beach |
| Website | powerfi.org |
Loan types
Power Financial does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
Credit union facts from the NCUA
| Total assets | $892,072,797 |
| Members | 33,361 |
| Residential mortgage loans outstanding | $384,912,133 |
| Residential mortgages granted this year | $39,888,964 |
| Florida branches | 6 |
| Year opened | 1951 |
| Headquarters | Pembroke Pines, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 68445. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 240 |
| Applications | 411 |
| Denial rate | 28% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 33% / 4% / 7% |
| Home improvement / other purpose | 24% / 32% |
| Home equity lines of credit (HELOC) | 140 of the 240 |
| Investor and second home share | 2% |
| Dollar volume | $63,360,000 |
| Top counties | Miami-Dade (103), Broward (66), Palm Beach (66), Hillsborough (1), St. Lucie (1) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by POWER FINANCIAL. Counts are loans in Florida only.
Power Financial offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Pembroke Pines | 2020 Nw 150th Ave 33028 | (954) 538-4400 | Principal office |
| Delray Beach | 14854 S Military Trl 33484 | (591) 638-6455 | Branch |
| Florida City | 33004 S Dixie Hwy 33034 | (800) 548-5465 | Branch |
| Juno Beach | 12575 Us Highway 1 33408 | (954) 538-4400 | Branch |
| Kendall | 8228 Mills Dr 33183 | (305) 258-1000 | Branch |
| Miami | 1100 Nw 95th St 33150 | (305) 258-1000 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.