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South Florida Educational Federal Credit Union
South Florida Educational Federal Credit Union is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 4 licensed Florida offices: Homestead, Miami, Miami Lakes, Palmetto Bay.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Homestead, Miami, Miami Lakes, Palmetto Bay |
| Counties | Miami-Dade |
| Website | sfefcu.org |
| Phone | (855) 233-3338 |
| Address shown on its site | 5890 NW 158 th Street Miami Lakes, FL 33014 |
Loan types South Florida Educational Federal Credit Union lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Miami firms offering it.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
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| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.