LendResearch Est. 2026

Florida › Naples › Top Flite Financial, INC.

Top Flite Financial, INC.

Mortgage lender · NMLS 4181 and 16 Florida branch ids · Public record, as of October 15, 2026

Top Flite Financial, INC. is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 14 licensed Florida offices: Clearwater, Fort Myers, Fort Pierce, Naples, New Smyrna Beach, Orange City, Orlando, Pembroke Pines and more. Its principal office is in Williamston, MI.

KindMortgage lender
License or charterFlorida mortgage lender (Chapter 494), status Approved
NMLS id4181 (company); branches 1010141, 1040201, 1078348, 1087211, 1510009, 375521, 377207, 386099, 391441, 423262, 485449, 499253, 77287, 808253, 973040, 998855
Florida officesClearwater, Fort Myers, Fort Pierce, Naples, New Smyrna Beach, Orange City, Orlando, Pembroke Pines, St Petersburg, Tampa, West Palm Beach, Weston, Wilton Manors, Windermere
CountiesBroward, Collier, Hillsborough, Lee, Orange, Palm Beach, Pinellas, St. Lucie, Volusia
WebsiteNone on file

Loan types Top Flite Financial, INC. lists

Read from the firm’s own website on the crawl date. Lender-stated, not verified by LendResearch. Each links to the other Naples firms offering it.

Loan mix from federal filings

Florida loans originated, 2025458
Applications760
Denial rate6%
Conventional / FHA / VA / USDA53% / 40% / 7% / 0%
Purchase / refinance / cash out68% / 1% / 28%
Home improvement / other purpose2% / 0%
Investor and second home share5%
Dollar volume$127,780,000
Top countiesPinellas (89), Broward (46), Pasco (40), Marion (38), Hillsborough (35)

HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by TOP FLITE FINANCIAL, INC.. Counts are loans in Florida only.

Top Flite Financial, INC. offices in Florida

CityAddressPhoneRecord
Clearwater28163 U.s. Highway 19 North, Suite 302 33761(517) 655-2140Branch, NMLS 1040201
Fort Myers5237 Summerlin Commons, Ste 324 33907(517) 655-2140Branch, NMLS 375521
Fort Myers8140 College Parkway #104b 33919(517) 655-2140Branch, NMLS 998855
Fort Pierce1902 Cypress Avenue 34949(517) 655-2140Branch, NMLS 485449
Naples6216 Trail Blvd. 34108Branch, NMLS 1510009
New Smyrna Beach2660 Sunset Drive 32168(517) 655-2140Branch, NMLS 386099
Orange City881 Signature Dr., #102 32763(517) 655-2140Branch, NMLS 973040
Orlando3657 Maguire Blvd., Suite 100 32803(517) 655-2140Branch, NMLS 499253
Orlando7380 Sand Lake Rd., Suite 500 32819(517) 655-2140Branch, NMLS 423262
Pembroke Pines1921 Nw 150 Ave., Suite 103c 33028(517) 655-2140Branch, NMLS 1078348
St Petersburg360 Central Ave., Suite 600 33701(517) 655-2140Branch, NMLS 77287
Tampa5009 N. Central Ave., Ste. 3 33603(517) 655-2140Branch, NMLS 377207
West Palm Beach2101 Vista Parkway, Suite 284 33411(517) 655-2140Branch, NMLS 391441
Weston1625 N. Commerce Pkwy., Suite 100 33326(517) 655-2140Branch, NMLS 808253
Wilton Manors2227 Wilton Drive 33305(517) 655-2140Branch, NMLS 1087211
Windermere9100 Conroy Windermere Rd., Suite 200 34786(517) 655-2140Branch, NMLS 1010141

As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.

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Other lenders and brokers in Naples

Collier County at a glance

Mortgage applications filed in 202519,243
Loans originated9,281
Denial rate18%
FHA share of originations9%
VA share3%
Investor and second home share24%
Dollar volume originated$5,094,335,000
2026 conforming loan limit, 1 unit$832,750
2026 FHA loan limit, 1 unit$764,750

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Collier County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.