Florida › Naples › TrustCo Bank
TrustCo Bank
TrustCo Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 32 licensed Florida offices: Altamonte Springs, Apopka, Bradenton, Clermont, Davenport, Englewood, Juno Beach, Kissimmee and more.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Altamonte Springs, Apopka, Bradenton, Clermont, Davenport, Englewood, Juno Beach, Kissimmee, Lady Lake, Leesburg, Longwood, Maitland, Melbourne, Naples, Orange City, Orlando, Ormond Beach, Osprey, Oviedo, Palm Coast, Port Orange, Sanford, Sarasota, Stuart, Sun City Center, Venice, Vero Beach, Windermere, Winter Garden, Winter Haven, Winter Park, Winter Springs |
| Legal entity | TrustCo Bank, LEI 549300GCEP3NM7A1X491, Active |
| Counties | Brevard, Charlotte, Collier, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, Volusia |
| Website | trustcobank.com |
| Phone | (800) 670-3110 |
| Address shown on its site | 1500 Alafaya Trail OVIEDO, FL 32765 |
Loan types TrustCo Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Naples firms offering it.
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Construction loans
- Down payment assistance programs
- Equipment financing
- First time home buyer loans and programs
- Fix and flip loans
- Home equity loans
- Interest only mortgages
- Investment property and rental loans
- Refinance
- Renovation loans
- Retail property financing
- SBA loans
- Small business loans
Bank facts from the FDIC
| Total assets | $6,523,938,000 |
| Deposits | $5,681,578,000 |
| Offices nationwide | 134 |
| Florida offices | 51 |
| Return on assets | 1.04% |
| Established | 1925 |
| Headquarters | Glenville, NY |
| Holding company | TRUSTCO BANK CORP NY |
FDICFDIC institution record for certificate 31945, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
TrustCo Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Altamonte Springs | 909 West State Rd 434 32714 | Branch | |
| Apopka | 1134 Rock Springs Rd 32712 | Branch | |
| Bradenton | 5858 Cortez Rd W 34210 | Branch | |
| Clermont | 12305 Us Rt 27 34711 | Branch | |
| Clermont | 16908 High Grove Blvd 34714 | Branch | |
| Davenport | 42755 Rt27 33837 | Branch | |
| Englewood | 2930 S Mccall Rd 34224 | Branch | |
| Juno Beach | 14051 Us Highway 1 33408 | Branch | |
| Kissimmee | 1525 E Osceola Pkwy 34744 | Branch | |
| Kissimmee | 3307 S Orange Blossom Trl 34746 | Branch | |
| Lady Lake | 873 N Us Highway 27/441 32159 | Branch | |
| Leesburg | 10105 Route 441 34788 | Branch | |
| Leesburg | 1330 Citizens Blvd 34748 | Branch | |
| Longwood | 671 N Hunt Club Blvd 32779 | Branch | |
| Maitland | 9400 S Us Highway 17/92 32751 | Branch | |
| Melbourne | 2481 Croton Rd 32935 | Branch | |
| Naples | 2390 9th St N 34103 | Branch | |
| Orange City | 902 Saxon Blvd 32763 | Branch | |
| Orlando | 10249 S John Young Pkwy 32837 | Branch | |
| Orlando | 12901 E Colonial Dr 32826 | Branch | |
| Orlando | 2619 S Hiawassee Rd 32835 | Branch | |
| Orlando | 2838 Curry Ford Rd 32806 | Branch | |
| Orlando | 3662 Avalon Park East Blvd 32828 | Branch | |
| Orlando | 3920 N Dean Rd 32817 | Branch | |
| Orlando | 400 E Pine St 32801 | Branch | |
| Orlando | 4301 E Colonial Dr 32803 | Branch | |
| Orlando | 6084 S Apopka Vineland Rd 32819 | Branch | |
| Orlando | 8288 Lee Vista Blvd 32829 | Branch | |
| Orlando | 9360 Narcoossee Rd 32827 | Branch | |
| Ormond Beach | 115 N Nova Rd 32174 | Branch | |
| Osprey | 1300 S Tamiami Trial 34229 | Branch | |
| Oviedo | 1500 Alafaya Trl 32765 | Branch | |
| Oviedo | 1875 W County Road 419 32765 | Branch | |
| Palm Coast | 120 Belle Terre Pkwy 32164 | Branch | |
| Port Orange | 3751 Clyde Morris Blvd 32129 | Branch | |
| Sanford | 1185 Rinehart Rd 32771 | Branch | |
| Sanford | 350 W Lake Mary Blvd 32773 | Branch | |
| Sanford | 4942 Sr 46 32771 | Branch | |
| Sarasota | 2704 Bee Ridge Rd 34239 | Branch | |
| Sarasota | 5950 Beneva Rd 34238 | Branch | |
| Stuart | 951 Se Federal Hwy 34994 | Branch | |
| Sun City Center | 4441 Sun City Center Blvd 33573 | Branch | |
| Venice | 2057 S Tamiami Trl 34293 | Branch | |
| Vero Beach | 4125 20th St 32960 | Branch | |
| Windermere | 2899 Maguire Rd 34786 | Branch | |
| Winter Garden | 16118 Marsh Rd 34787 | Branch | |
| Winter Haven | 7476 Cypress Gardens Blvd 33884 | Branch | |
| Winter Park | 1211 Orange Ave 32789 | Branch | |
| Winter Park | 4070 Aloma Ave 32792 | Branch | |
| Winter Springs | 1295 Tuskawilla Rd 32708 | Branch | |
| Winter Springs | 851 E State Road 434 32708 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Collier County at a glance
| Mortgage applications filed in 2025 | 19,243 |
| Loans originated | 9,281 |
| Denial rate | 18% |
| FHA share of originations | 9% |
| VA share | 3% |
| Investor and second home share | 24% |
| Dollar volume originated | $5,094,335,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $764,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Collier County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.