LendResearch Est. 2026

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U.S. Bank National Association

U.S. Bank National Association is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 3 licensed Florida offices: Naples, Palm Beach, Sarasota.

KindBank
License or charterFDIC-insured bank
Florida officesNaples, Palm Beach, Sarasota
CountiesCollier, Palm Beach, Sarasota
Websiteusbank.com
Phone(800) 872-2657

Loan types U.S. Bank National Association lists

Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Naples firms offering it.

Bank facts from the FDIC

Total assets$705,554,946,000
Deposits$541,886,374,000
Offices nationwide2,096
Florida offices3
Return on assets1.23%
Established1863
HeadquartersCincinnati, OH
Holding companyU S BCORP

FDICFDIC institution record for certificate 6548, latest quarterly filing. Dollar figures as reported.

Loan mix from federal filings

Florida loans originated, 20252,279
Applications6,484
Denial rate31%
Conventional / FHA / VA / USDA93% / 4% / 3% / 0%
Purchase / refinance / cash out57% / 7% / 7%
Home improvement / other purpose15% / 14%
Home equity lines of credit (HELOC)392 of the 2,279
Investor and second home share13%
Dollar volume$1,261,575,000
Top countiesPalm Beach (214), Hillsborough (147), Duval (139), Brevard (137), St. Johns (135)

HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by U.S. Bank National Association. Counts are loans in Florida only.

U.S. Bank National Association offices in Florida

CityAddressPhoneRecord
Naples9105 Strada Pl 34108Branch
Palm Beach324 Royal Palm Way 33480Branch
Sarasota1800 2nd Street 34236Branch

As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.

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Other lenders and brokers in Naples

Collier County at a glance

Mortgage applications filed in 202519,243
Loans originated9,281
Denial rate18%
FHA share of originations9%
VA share3%
Investor and second home share24%
Dollar volume originated$5,094,335,000
2026 conforming loan limit, 1 unit$832,750
2026 FHA loan limit, 1 unit$764,750

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Collier County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.