Florida › Naples › United Community Bank
United Community Bank
United Community Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 1 licensed Florida office: Naples.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Naples |
| Counties | Collier |
| Website | seasidebank.com |
| Phone | (800) 822-2651 |
Loan types United Community Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Naples firms offering it.
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- Construction loans
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- Hard money and private money loans
- HELOCs
- Home equity loans
- Interest only mortgages
- Investment property and rental loans
- Jumbo loans
- Manufactured home loans
- Physician mortgages
- Refinance
- Renovation loans
- SBA loans
- Second home mortgages
- Small business loans
- Florida Housing and Hometown Heroes loans
- USDA loans
- VA loans
Bank facts from the FDIC
| Total assets | $4,129,042,000 |
| Deposits | $3,588,277,000 |
| Offices nationwide | 46 |
| Florida offices | 1 |
| Return on assets | 1.32% |
| Established | 1965 |
| Headquarters | Chatham, IL |
| Holding company | UNITED COMMUNITY BCORP INC |
FDICFDIC institution record for certificate 19459, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
United Community Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Naples | 2911 Tamiami Trail N 34103 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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- Florida Housing and Hometown Heroes loans
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- First time home buyer loans and programs
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- Assumable mortgages
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Collier County at a glance
| Mortgage applications filed in 2025 | 19,243 |
| Loans originated | 9,281 |
| Denial rate | 18% |
| FHA share of originations | 9% |
| VA share | 3% |
| Investor and second home share | 24% |
| Dollar volume originated | $5,094,335,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $764,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Collier County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.