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University
University is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Miami.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Miami |
| Counties | Miami-Dade |
| Website | myunicu.coop |
Loan types
University does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
Credit union facts from the NCUA
| Total assets | $235,460,348 |
| Members | 15,545 |
| Residential mortgage loans outstanding | $43,945,657 |
| Residential mortgages granted this year | $2,105,089 |
| Florida branches | 4 |
| Year opened | 1947 |
| Headquarters | Miami, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 67348. Residential figures are 1 to 4 family and other consumer real estate loans.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
University offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 13241 Sw 136th St 33186 | (786) 425-5000 | Principal office |
| Miami | 10880 Sw 16th St 33199 | (786) 425-5039 | Branch |
| Miami | 1611 Nw 12th Ave 33136 | (786) 425-5006 | Branch |
| Miami | 6250 Sw 57th Ave 33143 | (786) 425-5012 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.