Florida › Miami › Restaurant financing

Restaurant financing in Miami

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

5 firms with a Miami office list restaurant financing on their own sites: 4 banks, 1 credit union. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.

• NFCredit union

  Navy Federal Credit Union

  Miami +24 more

  • HELOCs
  • Home equity loans
  • Refinance
  • Restaurant financing
  • +2 more
  8,416 FL loans in 2025See this credit union
• Bank

  Citibank, National Association

  Miami +25 more

  • Restaurant financing
  See this bank
• FHBank

  First Horizon Bank

  Miami +42 more

  • Adjustable rate mortgages (ARM)
  • Mortgages after bankruptcy or foreclosure
  • HELOCs
  • Refinance
  • +2 more
  See this bank
• SNBank

  Seacoast National Bank

  Miami +70 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • +15 more
  See this bank
• Bank

  TD Bank, National Association

  Miami +99 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Construction loans
  • +11 more
  See this bank

Other loans in Miami

• Refinance113 firms
• FHA loans87 firms
• First time home buyer loans and programs79 firms
• Jumbo loans77 firms
• Cash out refinance67 firms
• VA loans67 firms
• Investment property and rental loans64 firms
• Second home mortgages62 firms
• Adjustable rate mortgages (ARM)62 firms
• Conventional mortgages60 firms
• Commercial real estate loans53 firms
• HELOCs52 firms

• All home loans in Miami487 firms, every loan type
• Restaurant financing across Florida28 firms statewide

Miami-Dade County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

How many lenders offer restaurant financing in Miami?

5 firms licensed or chartered to lend in Florida with a Miami office list restaurant financing on their own websites as of October 15, 2026: 4 banks, 1 credit union. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.

Should I use a broker or a lender for restaurant financing?

Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.