Florida › Short term rental DSCR loans

Short term rental DSCR loans in Florida

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

65 firms with a Florida office list short term rental DSCR loans on their own sites: 17 mortgage lenders, 48 mortgage brokers. Pick a city for the local list, or scan the firms with the most complete public data below.

By city

• Tampa7 firms
• Boca Raton6 firms
• Miami5 firms

23 of the 65 firms

Firms appear here as their city goes live.

• Mortgage lender

  A&D Mortgage LLC

  Fort Lauderdale +1 more NMLS 1857076

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • +22 more
  5,245 FL loans in 2025See this lender
• Mortgage lender

  Embrace Home Loans, INC.

  Gainesville +5 more NMLS 1190302

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +20 more
  627 FL loans in 2025See this lender
• GMMortgage lender

  Guild Mortgage Company LLC

  Boca Raton +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• Mortgage lender

  1St Florida Lending CORP

  Orlando NMLS 359304

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Blanket and portfolio loans
  • +37 more
  See this lender
• Mortgage broker

  5 Star Mortgage, LLC

  Tampa NMLS 1693282

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Rate buydown mortgages
  • +18 more
  See this broker
• Mortgage broker

  A To Z Capital INC.

  Boca Raton NMLS 1761721

  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +15 more
  See this broker
• Mortgage broker

  Alon Finance Group, LLC

  Orlando NMLS 373142

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Business acquisition loans
  • Cash out refinance
  • +23 more
  See this broker
• Mortgage broker

  Approol Mortgage LLC

  Miami NMLS 2533816

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • +26 more
  See this broker
• Mortgage broker

  Bennett Capital Partners, LLC

  Miami NMLS 2046862

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Assumable mortgages
  • +40 more
  See this broker
• Mortgage lender

  Capital Funding Financial LLC

  Boca Raton NMLS 1500207

  • Asset depletion loans
  • Bridge loans
  • Commercial real estate loans
  • Construction loans
  • +10 more
  See this lender
• Mortgage broker

  Cre Capital And Equity CORP

  Boca Raton NMLS 2091271

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • +24 more
  See this broker
• Mortgage broker

  Fidelity Home Group CORP.

  Orlando NMLS 1834853

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Assumable mortgages
  • Bank statement loans
  • +29 more
  See this broker
• Mortgage lender

  First Heritage Mortgage, LLC

  Delray Beach +2 more NMLS 2319109

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • +17 more
  See this lender
• Mortgage broker

  Gold Coast Mortgages, LLC

  Fort Lauderdale NMLS 2167565

  • 1099 income loans
  • Asset depletion loans
  • Bank statement loans
  • Cash out refinance
  • +27 more
  See this broker
• Mortgage broker

  Intel Loans, INC.

  Coral Gables NMLS 2858705

  • 1099 income loans
  • Alt doc HELOCs
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +27 more
  See this broker
• Mortgage lender

  Loanflight Lending, LLC

  Tampa NMLS 1522344

  • 1099 income loans
  • Asset depletion loans
  • Bank statement loans
  • Cash out refinance
  • +13 more
  See this lender
• MMMortgage broker

  Martin Mortgage Financial, LLC

  Tampa NMLS 1882582

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Conventional mortgages
  • +13 more
  See this broker
• Mortgage broker

  Nexgen Capital CORP

  Naples NMLS 1766649

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +12 more
  See this broker
• Mortgage lender

  Nqm Funding, LLC

  Boca Raton +1 more NMLS 1684684

  • Rate buydown mortgages
  • DACA and visa holder mortgages
  • DSCR loans
  • Foreign national mortgages
  • +5 more
  See this lender
• Mortgage lender

  Onboard 1 Mortgage LLC

  Hudson +2 more NMLS 1664972

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • +16 more
  See this lender
• OMMortgage broker

  Optimal Mortgage LLC

  Miami NMLS 2503896

  • 1099 income loans
  • Asset depletion loans
  • Bank statement loans
  • Bridge loans
  • +30 more
  See this broker
• RMMortgage broker

  Rateplicity Mortgage Corporation

  Naples NMLS 2428976

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • +15 more
  See this broker
• Mortgage lender

  Smart Mortgage Solutions LLC

  Boca Raton +1 more NMLS 2152851

  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +26 more
  See this lender

• All of FloridaEvery city and loan type

Questions people ask

How many Florida lenders offer short term rental DSCR loans?

65 firms with a Florida office list short term rental DSCR loans on their own websites as of October 15, 2026: 17 mortgage lenders, 48 mortgage brokers. Out-of-state companies licensed in Florida without a local office are not counted here.