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Rateplicity Mortgage Corporation
Rateplicity Mortgage Corporation is a mortgage broker: it arranges loans through other companies’ money and does not fund the loan itself (Fla. Stat. 494.001(23); CFPB: “a broker does not lend money”). It has 1 licensed Florida office: Naples.
| Kind | Mortgage broker |
| License or charter | Florida mortgage broker (Chapter 494), status Approved |
| NMLS id | 2428976 (company) |
| Florida offices | Naples |
| Counties | Collier |
| Website | rateplicity.com |
| Phone | (877) 239-1588 |
| Address shown on its site | 80 SW 8th St Suite 2000 Miami, FL 33130 |
Loan types Rateplicity Mortgage Corporation lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Naples firms offering it.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- Foreign national mortgages
- Interest only mortgages
- Investment property and rental loans
- Jumbo loans
- No doc loans
- Non QM loans
- Refinance
- Reverse mortgages
- Second home mortgages
- Short term rental DSCR loans
- USDA loans
- VA loans
Rateplicity Mortgage Corporation offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Naples | 4851 Tamiami Trail N, Suite 20 34110 | (416) 357-1637 | Principal office |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Collier County at a glance
| Mortgage applications filed in 2025 | 19,243 |
| Loans originated | 9,281 |
| Denial rate | 18% |
| FHA share of originations | 9% |
| VA share | 3% |
| Investor and second home share | 24% |
| Dollar volume originated | $5,094,335,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $764,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Collier County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.