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Non QM loans in Naples

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

6 firms with a Naples office list non QM loans on their own sites: 2 mortgage lenders, 3 mortgage brokers, 1 bank. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.

• Mortgage lender

  Newrez LLC

  Naples +5 more NMLS 1428691

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Crypto backed mortgages
  • +12 more
  5,643 FL loans in 2025See this lender
• Bank

  American Momentum Bank

  Naples +7 more

  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • Commercial real estate loans
  • +13 more
  See this bank
• BFMortgage lender

  Barrett Financial Group, L.L.C.

  Naples +11 more NMLS 2347997

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • Down payment assistance programs
  • FHA loans
  • +9 more
  See this lender
• Mortgage broker

  Mercer Mortgage Services LLC

  Naples NMLS 2694529

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Construction loans
  • +12 more
  See this broker
• RMMortgage broker

  Rateplicity Mortgage Corporation

  Naples NMLS 2428976

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • +15 more
  See this broker
• Mortgage broker

  Sw Florida Mortgage Solutions, Incorporated

  Naples NMLS 208562

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Conventional mortgages
  • +11 more
  See this broker

Other loans in Naples

• Refinance47 firms
• FHA loans37 firms
• First time home buyer loans and programs33 firms
• Adjustable rate mortgages (ARM)30 firms
• Jumbo loans30 firms
• USDA loans29 firms
• VA loans28 firms
• Conventional mortgages26 firms
• Cash out refinance25 firms
• HELOCs22 firms
• Florida Housing and Hometown Heroes loans21 firms
• Investment property and rental loans21 firms

• All home loans in Naples113 firms, every loan type
• Non QM loans across Florida274 firms statewide

Collier County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Collier County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

How many lenders offer non QM loans in Naples?

6 firms licensed or chartered to lend in Florida with a Naples office list non QM loans on their own websites as of October 15, 2026: 2 mortgage lenders, 3 mortgage brokers, 1 bank. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.

Should I use a broker or a lender for non QM loans?

Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.