Florida › Non QM loans

Non QM loans in Florida

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

274 firms with a Florida office list non QM loans on their own sites: 58 mortgage lenders, 209 mortgage brokers, 5 banks, 2 credit unions. Pick a city for the local list, or scan the firms with the most complete public data below.

By city

• Miami36 firms
• Orlando29 firms
• Boca Raton20 firms
• Tampa14 firms
• Sarasota12 firms
• Fort Lauderdale11 firms
• Jacksonville11 firms
• Coral Gables10 firms
• Naples6 firms

24 of the 274 firms

Firms appear here as their city goes live.

• Mortgage lender

  A&D Mortgage LLC

  Fort Lauderdale +1 more NMLS 1857076

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • +22 more
  5,245 FL loans in 2025See this lender
• ACCredit union

  Achieva Credit Union

  Cape Coral +14 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Construction loans
  • First time home buyer loans and programs
  • +9 more
  1,310 FL loans in 2025See this credit union
• AFMortgage lender

  American Financial Network, INC.

  Cape Coral +9 more NMLS 1579237

  • Down payment assistance programs
  • DSCR loans
  • FHA loans
  • First time home buyer loans and programs
  • +3 more
  1,724 FL loans in 2025See this lender
• CMMortgage lender

  Canopy Mortgage, LLC

  Gulf Breeze +2 more NMLS 2401861

  • FHA loans
  • First time home buyer loans and programs
  • Jumbo loans
  • Non QM loans
  • +3 more
  149 FL loans in 2025See this lender
• CRMortgage lender

  Consumer Real Estate Finance Co.

  Fort Lauderdale +2 more NMLS 104621

  • Bank statement loans
  • Bridge loans
  • Business acquisition loans
  • Cash out refinance
  • +17 more
  107 FL loans in 2025See this lender
• Credit union

  Florida

  Belleview +7 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • +18 more
  840 FL loans in 2025See this credit union
• MEMortgage lender

  Mortgage Equity Partners LLC

  Fort Walton Beach +1 more NMLS 1680571

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Cash out refinance
  • +13 more
  363 FL loans in 2025See this lender
• Mortgage broker

  Mortgagehotline.Net LLC

  Orlando NMLS 2306288

  • Asset depletion loans
  • Bank statement loans
  • Conventional mortgages
  • DSCR loans
  • +15 more
  20 FL loans in 2025See this broker
• Mortgage lender

  Newrez LLC

  Bonita Springs +5 more NMLS 1428691

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Crypto backed mortgages
  • +12 more
  5,643 FL loans in 2025See this lender
• PLMortgage broker

  Premier Lending CORP

  Cooper City +2 more NMLS 1156346

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Commercial real estate loans
  • Conventional mortgages
  • +19 more
  96 FL loans in 2025See this broker
• SMMortgage lender

  Success Mortgage Partners, INC.

  Ocala +4 more NMLS 1466141

  • Cash out refinance
  • Condo mortgages
  • Construction loans
  • Conventional mortgages
  • +13 more
  429 FL loans in 2025See this lender
• MFMortgage lender

  The Mortgage Firm, INC.

  Altamonte Springs +17 more NMLS 1230836

  • 15 year fixed mortgages
  • Alt doc HELOCs
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +25 more
  2,851 FL loans in 2025See this lender
• Mortgage lender

  1St Florida Lending CORP

  Orlando NMLS 359304

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Blanket and portfolio loans
  • +37 more
  See this lender
• Mortgage broker

  5Th Avenue Mortgage Corporation

  Fort Lauderdale NMLS 2413588

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • DSCR loans
  • +12 more
  See this broker
• Mortgage broker

  A To Z Capital INC.

  Boca Raton NMLS 1761721

  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +15 more
  See this broker
• Mortgage broker

  Aaa Capital Funding, INC.

  Fort Lauderdale NMLS 374739

  • Asset depletion loans
  • Assumable mortgages
  • Bank statement loans
  • Cash out refinance
  • +20 more
  See this broker
• Mortgage broker

  Abco Mortgage LLC

  Coral Gables NMLS 2666400

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • Commercial real estate loans
  • +17 more
  See this broker
• Mortgage broker

  Ace Florida Mortgage LLC

  Miami NMLS 2384013

  • Commercial real estate loans
  • Conventional mortgages
  • FHA loans
  • Fix and flip loans
  • +5 more
  See this broker
• Mortgage broker

  All Residential Mortgage LLC

  Miami NMLS 1801579

  • Bank statement loans
  • Construction loans
  • FHA loans
  • FHA streamline refinance
  • +15 more
  See this broker
• Mortgage broker

  American Dream Lending LLC

  Miami NMLS 2370060

  • Cash out refinance
  • DSCR loans
  • FHA loans
  • First time home buyer loans and programs
  • +3 more
  See this broker
• Bank

  American Momentum Bank

  Clearwater +7 more

  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • Commercial real estate loans
  • +13 more
  See this bank
• ALMortgage broker

  Ane Lending LLC

  Jacksonville NMLS 1999497

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • DSCR loans
  • +9 more
  See this broker
• Mortgage broker

  Approol Mortgage LLC

  Miami NMLS 2533816

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • +26 more
  See this broker
• Mortgage broker

  Argent Lending Corporation

  Miami NMLS 2141401

  • 15 year fixed mortgages
  • Cash out refinance
  • Commercial real estate loans
  • Conventional mortgages
  • +10 more
  See this broker

• All of FloridaEvery city and loan type

Questions people ask

How many Florida lenders offer non QM loans?

274 firms with a Florida office list non QM loans on their own websites as of October 15, 2026: 58 mortgage lenders, 209 mortgage brokers, 5 banks, 2 credit unions. Out-of-state companies licensed in Florida without a local office are not counted here.