Florida › Sarasota › Achieva Credit Union
Achieva Credit Union
Achieva Credit Union is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 15 licensed Florida offices: Cape Coral, Clearwater, Dunedin, Estero, Fort Myers, Land O Lakes, Largo, New Port Richey and more.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Cape Coral, Clearwater, Dunedin, Estero, Fort Myers, Land O Lakes, Largo, New Port Richey, North Port, Palm Harbor, Pinellas Park, Port Charlotte, Sarasota, St Petersburg, Venice |
| Legal entity | ACHIEVA CREDIT UNION, LEI 549300GFM3T3SN2KS138, Active |
| Counties | Charlotte, Lee, Manatee, Pasco, Pinellas, Sarasota |
| Website | achievacu.com |
| Phone | (727) 431-7680 |
Loan types Achieva Credit Union lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Sarasota firms offering it.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Interest only mortgages
- Land loans
- Non QM loans
- Refinance
- Renovation loans
- Small business loans
- Florida Housing and Hometown Heroes loans
Credit union facts from the NCUA
| Total assets | $3,048,657,304 |
| Members | 208,503 |
| Residential mortgage loans outstanding | $585,912,438 |
| Residential mortgages granted this year | $99,738,253 |
| Mortgages sold to the secondary market this year | $100,000 |
| Florida branches | 29 |
| Year opened | 1937 |
| Headquarters | Dunedin, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 60087. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 1,310 |
| Applications | 2,109 |
| Denial rate | 27% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 12% / 2% / 6% |
| Home improvement / other purpose | 40% / 40% |
| Home equity lines of credit (HELOC) | 979 of the 1,310 |
| Investor and second home share | 1% |
| Dollar volume | $197,210,000 |
| Top counties | Pinellas (595), Sarasota (224), Pasco (152), Lee (80), Manatee (66) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by ACHIEVA CREDIT UNION. Counts are loans in Florida only.
Achieva Credit Union offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Dunedin | 1659 Achieva Way 34698 | (727) 431-7680 | Principal office |
| Bradenton | 4254 53rd Ave E 34203 | (727) 431-7680 | Branch |
| Cape Coral | 2127 Del Prado Blvd S 33990 | (727) 431-7680 | Branch |
| Cape Coral | 3031 Sw Pine Island Rd 33991 | (727) 431-7680 | Branch |
| Clearwater | 2201 Drew St 33765 | (727) 431-7680 | Branch |
| Dunedin | 1150 Achieva Way 34698 | (727) 431-7680 | Branch |
| Estero | 21301 S Tamiami Trl Ste 360 33928 | (727) 431-7680 | Branch |
| Fort Myers | 4379 Colonial Blvd Ste 100 33966 | (727) 431-7680 | Branch |
| Land O Lakes | 2115 Collier Pkwy 34639 | (727) 431-7680 | Branch |
| Largo | 12580 Seminole Blvd 33778 | (727) 431-7680 | Branch |
| Lehigh Acres | 2499 Lee Blvd 33971 | (727) 431-7680 | Branch |
| Naples | 4338 Thomasson Dr Unit 4338 34112 | (727) 431-7680 | Branch |
| Naples | 6435 Naples Blvd 34109 | (727) 431-7680 | Branch |
| New Port Richey | 5920 State Road 54 34652 | (727) 431-7680 | Branch |
| North Port | 2467 Sycamore St 34289 | (727) 431-7680 | Branch |
| Odessa | 12006 State Road 54 33556 | (727) 431-7680 | Branch |
| Palm Harbor | 33715 Us Highway 19 N 34684 | (727) 431-7680 | Branch |
| Palm Harbor | 3446 E Lake Rd 34685 | (727) 431-7680 | Branch |
| Pinellas Park | 7105 Park Blvd N 33781 | (727) 431-7680 | Branch |
| Port Charlotte | 1850 Tamiami Trl 33948 | (727) 431-7680 | Branch |
| Punta Gorda | 3105 Tamiami Trl 33950 | (727) 431-7680 | Branch |
| Sarasota | 3000 Bee Ridge Rd 34239 | (727) 431-7680 | Branch |
| Sarasota | 5881 Fruitville Rd 34232 | (727) 431-7680 | Branch |
| Spring Hill | 7126 Mariner Blvd 34609 | (727) 431-7680 | Branch |
| St Petersburg | 3629 11th Ave N 33713 | (727) 431-7680 | Branch |
| St Petersburg | 413 62nd Ave N 33702 | (727) 431-7680 | Branch |
| St Petersburg | 5500 16th St N 33703 | (727) 431-7680 | Branch |
| Tampa | 10901 N Dale Mabry Hwy 33618 | (727) 431-7680 | Branch |
| Venice | 1485 E Venice Ave 34292 | (727) 431-7680 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.