Florida › Sarasota › Small business loans
Small business loans in Sarasota
20 firms with a Sarasota office list small business loans on their own sites: 18 banks, 2 credit unions. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.
- ACCredit union
Achieva Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- First time home buyer loans and programs
- +9 more
1,310 FL loans in 2025See this credit union
BankAmerican Pride Bank
- Commercial real estate loans
- Construction loans
- Equipment financing
- Investment property and rental loans
- +5 more
6 FL loans in 2025See this bank
BankBayFirst National Bank
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- HELOCs
- +6 more
463 FL loans in 2025See this bank
Credit unionEverence Federal Credit Union
- Commercial real estate loans
- Down payment assistance programs
- Home equity loans
- Refinance
- +1 more
34 FL loans in 2025See this credit union
BankLiberty Savings Bank, F.S.B.
- Adjustable rate mortgages (ARM)
- HELOCs
- Jumbo loans
- Refinance
- +1 more
29 FL loans in 2025See this bank
Bank1st Source Bank
- Commercial real estate loans
- Equipment financing
- HELOCs
- SBA loans
- +1 more
See this bank
BankAmerican Momentum Bank
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- Commercial real estate loans
- +13 more
See this bank
BankBankUnited, National Association
- Assumable mortgages
- Business acquisition loans
- Commercial real estate loans
- Conventional mortgages
- +13 more
See this bank
BankCrews Bank & Trust
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Business acquisition loans
- Cash out refinance
- +24 more
See this bank- FHBank
First Horizon Bank
- Adjustable rate mortgages (ARM)
- Mortgages after bankruptcy or foreclosure
- HELOCs
- Refinance
- +2 more
See this bank
BankGulfside Bank
- Bridge loans
- Business acquisition loans
- Car wash financing
- Commercial real estate loans
- +16 more
See this bank
BankHancock Whitney Bank
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- +9 more
See this bank
BankIpava State Bank
- Commercial real estate loans
- Construction loans
- First time home buyer loans and programs
- Refinance
- +1 more
See this bank
BankJPMorgan Chase Bank, National Association
- Adjustable rate mortgages (ARM)
- FHA loans
- First time home buyer loans and programs
- Refinance
- +4 more
See this bank- SNBank
Seacoast National Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- +15 more
See this bank
BankServisFirst Bank
- Equipment financing
- SBA loans
- Small business loans
See this bank
BankThe Bank of Tampa
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- Equipment financing
- +4 more
See this bank
BankTruist Bank
- Cash out refinance
- Commercial real estate loans
- Construction loans
- FHA loans
- +7 more
See this bank
BankTrustCo Bank
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Construction loans
- Down payment assistance programs
- +11 more
See this bank
BankUnited Community Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +22 more
See this bank
Other loans in Sarasota
- Refinance50 firms
- First time home buyer loans and programs36 firms
- FHA loans34 firms
- Jumbo loans29 firms
- Adjustable rate mortgages (ARM)27 firms
- VA loans27 firms
- USDA loans25 firms
- HELOCs25 firms
- Investment property and rental loans22 firms
- Florida Housing and Hometown Heroes loans22 firms
- Conventional mortgages20 firms
- Cash out refinance19 firms
- All home loans in Sarasota124 firms, every loan type
- Small business loans across Florida229 firms statewide
Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many lenders offer small business loans in Sarasota?
20 firms licensed or chartered to lend in Florida with a Sarasota office list small business loans on their own websites as of October 15, 2026: 18 banks, 2 credit unions. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.
Should I use a broker or a lender for small business loans?
Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.