Florida › Sarasota › Everence Federal Credit Union
Everence Federal Credit Union
Everence Federal Credit Union is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Sarasota.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Sarasota |
| Legal entity | EVERENCE FEDERAL CREDIT UNION, LEI 54930053KPO7OG48FP72, Active |
| Counties | Sarasota |
| Website | everence.com |
| Phone | (800) 348-7468 |
| Address shown on its site | 3407 Bahia Vista St Sarasota, FL 34239 |
Loan types Everence Federal Credit Union lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Sarasota firms offering it.
- Commercial real estate loans
- Down payment assistance programs
- Home equity loans
- Refinance
- Small business loans
Loan mix from federal filings
| Florida loans originated, 2025 | 34 |
| Applications | 51 |
| Denial rate | 18% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 24% / 12% / 21% |
| Home improvement / other purpose | 0% / 44% |
| Home equity lines of credit (HELOC) | 19 of the 34 |
| Investor and second home share | 18% |
| Dollar volume | $6,870,000 |
| Top counties | Sarasota (28), Manatee (5), Monroe (1) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by EVERENCE FEDERAL CREDIT UNION. Counts are loans in Florida only.
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Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.