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Down payment assistance programs in Sarasota

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

17 firms with a Sarasota office list down payment assistance programs on their own sites: 9 mortgage lenders, 3 mortgage brokers, 4 banks, 1 credit union. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.

• AFMortgage lender

  American Financial Network, INC.

  Sarasota +9 more NMLS 1579237

  • Down payment assistance programs
  • DSCR loans
  • FHA loans
  • First time home buyer loans and programs
  • +3 more
  1,724 FL loans in 2025See this lender
• CRMortgage lender

  Consumer Real Estate Finance Co.

  Sarasota +2 more NMLS 104621

  • Bank statement loans
  • Bridge loans
  • Business acquisition loans
  • Cash out refinance
  • +17 more
  107 FL loans in 2025See this lender
• Credit union

  Everence Federal Credit Union

  Sarasota

  • Commercial real estate loans
  • Down payment assistance programs
  • Home equity loans
  • Refinance
  • +1 more
  34 FL loans in 2025See this credit union
• FIMortgage lender

  Fairway Independent Mortgage Corporation

  Sarasota +19 more NMLS 1162377

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Bridge loans
  • Rate buydown mortgages
  • +15 more
  3,153 FL loans in 2025See this lender
• GMMortgage lender

  Guild Mortgage Company LLC

  Sarasota +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• PLMortgage broker

  Premier Lending CORP

  Sarasota +2 more NMLS 1156346

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Commercial real estate loans
  • Conventional mortgages
  • +19 more
  96 FL loans in 2025See this broker
• SMMortgage lender

  Success Mortgage Partners, INC.

  Sarasota +4 more NMLS 1466141

  • Cash out refinance
  • Condo mortgages
  • Construction loans
  • Conventional mortgages
  • +13 more
  429 FL loans in 2025See this lender
• CMMortgage lender

  Crosscountry Mortgage, LLC

  Sarasota +38 more NMLS 1212907

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Condo mortgages
  • Conventional mortgages
  • +13 more
  11,987 FL loans in 2025See this lender
• Mortgage broker

  Braun Mortgage Group, LLC

  Sarasota NMLS 1798086

  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • DSCR loans
  • +11 more
  See this broker
• Bank

  Hancock Whitney Bank

  Sarasota +27 more

  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • +9 more
  See this bank
• Mortgage lender

  Lennar Mortgage, LLC

  Sarasota +9 more NMLS 1058

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • Down payment assistance programs
  • FHA loans
  • +5 more
  See this lender
• Mortgage broker

  Linx Mortgage Group LLC

  Sarasota NMLS 2550938

  • Asset depletion loans
  • Bridge loans
  • Condo mortgages
  • Conventional mortgages
  • +19 more
  See this broker
• Mortgage lender

  Premium Mortgage Corporation

  Sarasota +2 more NMLS 2243463

  • Conventional mortgages
  • Down payment assistance programs
  • DSCR loans
  • FHA loans
  • +6 more
  See this lender
• Bank

  TD Bank, National Association

  Sarasota +99 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Construction loans
  • +11 more
  See this bank
• TMMortgage lender

  Tjc Mortgage, INC.

  Sarasota +5 more NMLS 1895393

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Rate buydown mortgages
  • +22 more
  See this lender
• Bank

  TrustCo Bank

  Sarasota +31 more

  • Adjustable rate mortgages (ARM)
  • Commercial real estate loans
  • Construction loans
  • Down payment assistance programs
  • +11 more
  See this bank
• Bank

  United Community Bank

  Sarasota +19 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Cash out refinance
  • Commercial real estate loans
  • +22 more
  See this bank

Other loans in Sarasota

• Refinance50 firms
• First time home buyer loans and programs36 firms
• FHA loans34 firms
• Jumbo loans29 firms
• Adjustable rate mortgages (ARM)27 firms
• VA loans27 firms
• USDA loans25 firms
• HELOCs25 firms
• Investment property and rental loans22 firms
• Florida Housing and Hometown Heroes loans22 firms
• Conventional mortgages20 firms
• Small business loans20 firms

• All home loans in Sarasota124 firms, every loan type
• Down payment assistance programs across Florida234 firms statewide

Sarasota County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

How many lenders offer down payment assistance programs in Sarasota?

17 firms licensed or chartered to lend in Florida with a Sarasota office list down payment assistance programs on their own websites as of October 15, 2026: 9 mortgage lenders, 3 mortgage brokers, 4 banks, 1 credit union. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.

Should I use a broker or a lender for down payment assistance programs?

Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.