Home loans in Sarasota
124 firms approved to make or arrange home loans have an office in Sarasota. Pick the loan you need, answer six questions, or search by name. Every firm is on the Florida license file or federally insured; inactive licensees are never listed.
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By what you are doing
- No or low down payment home loans(52 firms)
- Home loans for self employed(11 firms)
- Home equity and cash out loans(40 firms)
- Home loans for veterans(27 firms)
- Home loans after bankruptcy or foreclosure(16 firms)
- Home loans for non US citizens(5 firms)
- Construction, renovation and land loans(24 firms)
- Commercial and business loans(31 firms)
By loan type
Only loan types that at least 5 Sarasota firms list on their own sites get a page.
- Refinance(50 firms)
- First time home buyer loans and programs(36 firms)
- FHA loans(34 firms)
- Jumbo loans(29 firms)
- Adjustable rate mortgages (ARM)(27 firms)
- VA loans(27 firms)
- USDA loans(25 firms)
- HELOCs(25 firms)
- Investment property and rental loans(22 firms)
- Florida Housing and Hometown Heroes loans(22 firms)
- Conventional mortgages(20 firms)
- Small business loans(20 firms)
- Cash out refinance(19 firms)
- Home equity loans(19 firms)
- Construction loans(18 firms)
- Down payment assistance programs(17 firms)
- Second home mortgages(17 firms)
- Renovation loans(16 firms)
- Commercial real estate loans(16 firms)
- Reverse mortgages(14 firms)
- SBA loans(13 firms)
- Non QM loans(12 firms)
- 15 year fixed mortgages(10 firms)
- Interest only mortgages(10 firms)
- Manufactured home loans(10 firms)
- Equipment financing(10 firms)
- DSCR loans(8 firms)
- Business acquisition loans(8 firms)
- Restaurant financing(7 firms)
- Rate buydown mortgages(6 firms)
- Retail property financing(6 firms)
- Bridge loans(5 firms)
- Mortgages after bankruptcy or foreclosure(5 firms)
- Fix and flip loans(5 firms)
- Hard money and private money loans(5 firms)
- Asset depletion loans(5 firms)
- Land loans(5 firms)
All 124 firms in Sarasota
One line each. Open a firm for its license record, loan types and contact details.
- ACAchieva Credit UnionCredit union13 loan types
- AFAmerican Financial Network, INC.Mortgage lender7 loan types
American Pride BankBank9 loan types
BayFirst National BankBank10 loan types- CRConsumer Real Estate Finance Co.Mortgage lender21 loan types
Everence Federal Credit UnionCredit union5 loan types- FIFairway Independent Mortgage CorporationMortgage lender19 loan types
FloridacentralCredit union7 loan types- GMGuild Mortgage Company LLCMortgage lender22 loan types
Liberty Savings Bank, F.S.B.Bank5 loan types- PLPremier Lending CORPMortgage broker23 loan types
- SMSuccess Mortgage Partners, INC.Mortgage lender17 loan types
U.S. Bank National AssociationBank5 loan types
Usf Federal Credit UnionCredit union12 loan types- TFThird Federal Savings and Loan Association of ClevelandBank
- CFCornerstone First Mortgage, INC.Mortgage lender1 loan types
- CMCrosscountry Mortgage, LLCMortgage lender17 loan types
- GSGold Star Mortgage Financial Group, CorporationMortgage lender1 loan types
- GRGuaranteed Rate Affinity, LLCMortgage lender1 loan types
- LFLeaderone Financial CorporationMortgage lender1 loan types
- LCLoandepot.Com, LLCMortgage lender1 loan types
- SMStockton Mortgage CorporationMortgage lender1 loan types
- SLSuccess Lending, LLCMortgage lender1 loan types
BMO Bank National AssociationBank- HFHomestead Funding CORP.Mortgage lender
- MIM/I Financial, LLCMortgage lender
MidfloridaCredit union- TMTaylor Morrison Home Funding, INC.Mortgage lender
- VDVan Dyk Mortgage CorporationMortgage lender
1st Source BankBank5 loan types
1St StreetCredit union4 loan types
Absolute Lending Services,LLCMortgage broker10 loan types
All Western Mortgage, INC.Mortgage lender1 loan types
American Momentum BankBank17 loan types
Bank OZKBank2 loan types
BankUnited, National AssociationBank17 loan types
Bigtime Mortgage LLCMortgage broker7 loan types
Braun Mortgage Group, LLCMortgage broker15 loan types
Creative Lending, L.L.C.Mortgage broker10 loan types
Crews Bank & TrustBank28 loan types- EHEchelon Home Loans, LLCMortgage broker4 loan types
- EHEdge Home Finance, LLCMortgage broker11 loan types
- FHFirst Horizon BankBank6 loan types
Florida's Best Mortgage Company LLCMortgage broker8 loan types
Flvmc LLCMortgage broker19 loan types
Gulfside BankBank20 loan types
Hancock Whitney BankBank13 loan types
Ipava State BankBank5 loan types
JPMorgan Chase Bank, National AssociationBank8 loan types
Lendirect Mortgage, INCMortgage broker17 loan types
Lennar Mortgage, LLCMortgage lender9 loan types
Liberty Mortgage, LLC.Mortgage broker15 loan types
Linx Mortgage Group LLCMortgage broker23 loan types- MLMck Lending Group, LLCMortgage broker12 loan types
New American Funding, LLCMortgage lender14 loan types- NMNew Millennium Mortgage Co.Mortgage broker6 loan types
Pmf, INC.Mortgage broker12 loan types
Premium Mortgage CorporationMortgage lender10 loan types
Regions BankBank1 loan types- SNSeacoast National BankBank19 loan types
ServisFirst BankBank3 loan types- TFT2 Financial LLCMortgage lender4 loan types
TD Bank, National AssociationBank15 loan types
The Bank of TampaBank8 loan types
The Northern Trust CompanyBank1 loan types- TMTjc Mortgage, INC.Mortgage lender26 loan types
Truist BankBank11 loan types
TrustCo BankBank15 loan types
United Community BankBank26 loan types
Valley National BankBank2 loan types
Bank of America, National AssociationBank- DMDhi Mortgage Company, Ltd.Mortgage lender
Fifth Third Bank, National AssociationBank- IMInnovative Mortgage Services, INC.Mortgage lender
Msc Mortgage, LLCMortgage broker
Premier Mortgage Partners LLCMortgage broker- SBStearns Bank National AssociationBank
- SSSuncoast Schools FCUCredit union
- WFWells Fargo Bank, National AssociationBank
- NLNfm Lending, LLCMortgage lender1 loan types
Union Home Mortgage CORP.Mortgage lender1 loan types- AFAbk Financial, LLCMortgage broker
- AHAffordable Home Loans, LLCMortgage broker
Bank of EnglandBank- BMBloom Mortgage Solutions, LLCMortgage broker
- BGBridge Gap Funding, INC.Mortgage broker
- BMBrightstar Mortgage Solutions, LLCMortgage broker
- CTC.T.C. Mortgage Company, LLCMortgage broker
- CBCentennial BankBank
- C1Center 14 Processing LLCMortgage broker
- CCConcierge Capital, L.L.C.Mortgage broker
- CMCurran Mortgage INCMortgage broker
- EPEagle Point, INC.Mortgage broker
- FHFlorida Home Loan ProcessorsMortgage broker
- GMGenpoint Mortgage, LLCMortgage broker
- HGHigher Ground Mortgage Co.Mortgage broker
- HHomemac, LLCMortgage lender
- IFIntegra Financial Group, INCMortgage broker
- IRInvestors Re Solutions LLCMortgage broker
- JIJc Investor Funding Solution LLCMortgage broker
- LTLime Tree Mortgage LLCMortgage broker
- LLLincoln Lending Group, INCMortgage broker
- MMManzimo Mortgage LLCMortgage broker
- MMMbn Mortgage INC.Mortgage broker
- OFOlympus Financial LLCMortgage lender
- PMPanorama Mortgage Group, LLCMortgage lender
- PMPathway Mortgage LLCMortgage lender
- PLPhoenix Loan Solutions INC.Mortgage broker
- PBPinnacle BankBank
- PBPNC Bank, National AssociationBank
- PProalphacapital LLCMortgage broker
- PCProlux Capital LLCMortgage broker
- QCQueen City Funding INC.Mortgage broker
- RFRe Financial Services, INC.Mortgage broker
- SMSarasota Mortgage Group, LLCMortgage broker
SouthState Bank, National AssociationBank- SLSovereign Loan Service INCMortgage broker
- SLSummit Lending Solutions CORP.Mortgage broker
Sunwest BankBank
The Huntington National BankBank- TMTjd Mortgage, INC.Mortgage broker
- UMUSA Mortgage Lending, LLCMortgage broker
- WCWest Coast Fed. Employees Credit UnionCredit union
- WMWindom Mortgage Services INCMortgage broker
Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many mortgage lenders and brokers are in Sarasota?
124 firms approved by the Florida Office of Financial Regulation or chartered as banks and credit unions have a Sarasota office as of October 15, 2026: 31 mortgage lenders, 48 mortgage brokers, 37 banks, 8 credit unions. Loan officers and unlicensed companies are not counted.
What is the difference between a mortgage lender, a broker and a bank?
A mortgage lender funds the loan with its own money or credit lines. A mortgage broker arranges the loan through other lenders and does not fund it. A bank or credit union lends its own deposits and products. All three can get you the same loan; the card on every firm says which it is.