Florida › Sarasota › Stearns Bank National Association
Stearns Bank National Association
Stearns Bank National Association is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 3 licensed Florida offices: St Petersburg, Sarasota, Venice.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | St Petersburg, Sarasota, Venice |
| Legal entity | Stearns Bank National Association, LEI 54930011T0W8MY36DZ75, Active |
| Counties | Pinellas, Sarasota |
| Website | stearns-bank.com |
Loan types
Stearns Bank National Association does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
Bank facts from the FDIC
| Total assets | $3,274,377,000 |
| Deposits | $2,385,542,000 |
| Offices nationwide | 8 |
| Florida offices | 3 |
| Return on assets | 2.09% |
| Established | 1912 |
| Headquarters | Saint Cloud, MN |
| Holding company | STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN |
FDICFDIC institution record for certificate 10988, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Stearns Bank National Association offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Sarasota | 22 S Links Ave 34236 | Branch | |
| St Petersburg | 7555 Dr Martin Luther King Jr St N 33702 | Branch | |
| Venice | 201 Center Rd 34285 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
Other lenders and brokers in Sarasota
- ACCredit union
Achieva Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- First time home buyer loans and programs
- +9 more
1,310 FL loans in 2025See this credit union - AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender 
BankAmerican Pride Bank
- Commercial real estate loans
- Construction loans
- Equipment financing
- Investment property and rental loans
- +5 more
6 FL loans in 2025See this bank
BankBayFirst National Bank
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- HELOCs
- +6 more
463 FL loans in 2025See this bank- CRMortgage lender
Consumer Real Estate Finance Co.
- Bank statement loans
- Bridge loans
- Business acquisition loans
- Cash out refinance
- +17 more
107 FL loans in 2025See this lender 
Credit unionEverence Federal Credit Union
- Commercial real estate loans
- Down payment assistance programs
- Home equity loans
- Refinance
- +1 more
34 FL loans in 2025See this credit union
Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.