Florida › Sarasota › Tjc Mortgage, INC.
Tjc Mortgage, INC.
Tjc Mortgage, INC. is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 6 licensed Florida offices: Clearwater, Coral Springs, Fort Myers, Punta Gorda, St Pete Beach, Sarasota. Its principal office is in Birmingham, AL.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 2239 (company); branches 1895393, 1962116, 1962143, 2384762, 2498162, 2734931 |
| Florida offices | Clearwater, Coral Springs, Fort Myers, Punta Gorda, St Pete Beach, Sarasota |
| Counties | Broward, Charlotte, Lee, Pinellas, Sarasota |
| Website | americanhomelendingusa.com |
| Phone | (727) 400-3293 |
Loan types Tjc Mortgage, INC. lists
Read from the firm’s own website on 2026-10-16. Lender-stated, not verified by LendResearch. Each links to the other Sarasota firms offering it.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- Fix and flip loans
- HELOCs
- Home equity loans
- Hotel financing
- Investment property and rental loans
- Jumbo loans
- Land loans
- Non QM loans
- Refinance
- Renovation loans
- Reverse mortgages
- Second home mortgages
- Florida Housing and Hometown Heroes loans
- USDA loans
- VA loans
- VA IRRRL refinance
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Tjc Mortgage, INC. offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Clearwater | 1474 El Tair Tr 33765 | (727) 400-3293 | Branch, NMLS 2734931 |
| Coral Springs | 10101 W. Sample Rd, Ste 203 33065 | (205) 776-8402 | Branch, NMLS 1895393 |
| Fort Myers | 15050 Elderberry Lane, Suite 6 33907 | (205) 776-8401 | Branch, NMLS 1962143 |
| Punta Gorda | 2825 Tamiami Trail, Suite 2B 33950 | (205) 776-8401 | Branch, NMLS 1962116 |
| Sarasota | 2912 Bee Ridge Road, Office #7 34239 | (205) 776-8401 | Branch, NMLS 2498162 |
| St Pete Beach | 403 Gulf Way, Unit 402 33706 | (407) 832-0682 | Branch, NMLS 2384762 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.