Florida › VA IRRRL refinance

VA IRRRL refinance in Florida

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

105 firms with a Florida office list VA IRRRL refinance on their own sites: 26 mortgage lenders, 76 mortgage brokers, 2 banks, 1 credit union. Pick a city for the local list, or scan the firms with the most complete public data below.

By city

• Orlando13 firms
• Jacksonville9 firms
• Boca Raton9 firms
• Miami8 firms
• Tampa8 firms

24 of the 105 firms

Firms appear here as their city goes live.

• Mortgage lender

  A&D Mortgage LLC

  Fort Lauderdale +1 more NMLS 1857076

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • +22 more
  5,245 FL loans in 2025See this lender
• Mortgage lender

  Acre Mortgage & Financial, INC.

  Tampa NMLS 2450241

  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • +14 more
  96 FL loans in 2025See this lender
• Mortgage lender

  American Liberty Mortgage, Incorporated

  Lakeland +2 more NMLS 1424318

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • +14 more
  76 FL loans in 2025See this lender
• Mortgage lender

  Carrington Mortgage Services, LLC

  Jacksonville +1 more NMLS 1133936

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • Conventional mortgages
  • +10 more
  1,296 FL loans in 2025See this lender
• Bank

  FirstBank Puerto Rico

  Coral Gables +5 more

  • 15 year fixed mortgages
  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • +15 more
  286 FL loans in 2025See this bank
• LHMortgage lender

  Land Home Financial Services, INC.

  Boca Raton +2 more NMLS 1242469

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Down payment assistance programs
  • +13 more
  22 FL loans in 2025See this lender
• Mortgage broker

  Mortgagehotline.Net LLC

  Orlando NMLS 2306288

  • Asset depletion loans
  • Bank statement loans
  • Conventional mortgages
  • DSCR loans
  • +15 more
  20 FL loans in 2025See this broker
• SMMortgage lender

  Success Mortgage Partners, INC.

  Ocala +4 more NMLS 1466141

  • Cash out refinance
  • Condo mortgages
  • Construction loans
  • Conventional mortgages
  • +13 more
  429 FL loans in 2025See this lender
• Mortgage broker

  1St Capital Lending Group LLC

  Orlando NMLS 2583704

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Conventional mortgages
  • +10 more
  See this broker
• Mortgage lender

  1St Florida Lending CORP

  Orlando NMLS 359304

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Blanket and portfolio loans
  • +37 more
  See this lender
• Mortgage broker

  Aaa Capital Funding, INC.

  Fort Lauderdale NMLS 374739

  • Asset depletion loans
  • Assumable mortgages
  • Bank statement loans
  • Cash out refinance
  • +20 more
  See this broker
• Mortgage broker

  American Mortgage Services, INC.

  Tampa NMLS 259805

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +18 more
  See this broker
• AAMortgage broker

  Atlantic Avenue Mortgage, LLC

  Lake Worth Beach NMLS 2413563

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • FHA streamline refinance
  • +5 more
  See this broker
• Mortgage broker

  Auctus Mortgage Solutions LLC

  Orlando NMLS 2743323

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • +16 more
  See this broker
• BEMortgage broker

  Blue Eagle Mortgage, LLC

  Orlando NMLS 2222977

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • +17 more
  See this broker
• CLMortgage broker

  Competitive Lending LLC

  Boca Raton NMLS 1935425

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • +9 more
  See this broker
• Mortgage broker

  Cre Capital And Equity CORP

  Boca Raton NMLS 2091271

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • +24 more
  See this broker
• EMMortgage broker

  Ebenezer Mortgage Solutions, LLC

  Tampa NMLS 1912387

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +19 more
  See this broker
• Mortgage lender

  Envoy Mortgage Ltd

  Jacksonville +1 more NMLS 2302318

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +19 more
  See this lender
• Mortgage broker

  Express Mortgage Services INC

  Miami NMLS 356113

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • DACA and visa holder mortgages
  • +9 more
  See this broker
• Mortgage broker

  Family America Mortgage CORP

  Coral Gables NMLS 991740

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +12 more
  See this broker
• FMMortgage broker

  Fb Mortgage Solutions LLC

  Orlando NMLS 2174670

  • 1099 income loans
  • 15 year fixed mortgages
  • Asset depletion loans
  • Bank statement loans
  • +31 more
  See this broker
• Bank

  Florida Capital Bank, National Association

  Gainesville +3 more

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Business acquisition loans
  • Rate buydown mortgages
  • +14 more
  See this bank
• Mortgage broker

  Flvmc LLC

  Clearwater +11 more NMLS 1299512

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • +15 more
  See this broker

• All of FloridaEvery city and loan type

Questions people ask

How many Florida lenders offer VA IRRRL refinance?

105 firms with a Florida office list VA IRRRL refinance on their own websites as of October 15, 2026: 26 mortgage lenders, 76 mortgage brokers, 2 banks, 1 credit union. Out-of-state companies licensed in Florida without a local office are not counted here.