Florida › Sarasota › 15 year fixed mortgages
15 year fixed mortgages in Sarasota
10 firms with a Sarasota office list 15 year fixed mortgages on their own sites: 2 mortgage lenders, 3 mortgage brokers, 2 banks, 3 credit unions. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.
- ACCredit union
Achieva Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- First time home buyer loans and programs
- +9 more
1,310 FL loans in 2025See this credit union 
Credit unionFloridacentral
- 10 year fixed mortgages
- 15 year fixed mortgages
- First time home buyer loans and programs
- HELOCs
- +3 more
174 FL loans in 2025See this credit union- GMMortgage lender
Guild Mortgage Company LLC
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- +18 more
2,790 FL loans in 2025See this lender 
Credit unionUsf Federal Credit Union
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- FHA loans
- +8 more
324 FL loans in 2025See this credit union
Mortgage brokerAbsolute Lending Services,LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +6 more
See this broker
BankCrews Bank & Trust
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Business acquisition loans
- Cash out refinance
- +24 more
See this bank- EHMortgage broker
Edge Home Finance, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
See this broker 
Mortgage brokerPmf, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +8 more
See this broker
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank- TMMortgage lender
Tjc Mortgage, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Rate buydown mortgages
- +22 more
See this lender
Other loans in Sarasota
- Refinance50 firms
- First time home buyer loans and programs36 firms
- FHA loans34 firms
- Jumbo loans29 firms
- Adjustable rate mortgages (ARM)27 firms
- VA loans27 firms
- USDA loans25 firms
- HELOCs25 firms
- Investment property and rental loans22 firms
- Florida Housing and Hometown Heroes loans22 firms
- Conventional mortgages20 firms
- Small business loans20 firms
- All home loans in Sarasota124 firms, every loan type
- 15 year fixed mortgages across Florida184 firms statewide
Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many lenders offer 15 year fixed mortgages in Sarasota?
10 firms licensed or chartered to lend in Florida with a Sarasota office list 15 year fixed mortgages on their own websites as of October 15, 2026: 2 mortgage lenders, 3 mortgage brokers, 2 banks, 3 credit unions. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.
Should I use a broker or a lender for 15 year fixed mortgages?
Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.