Florida › Sarasota › Usf Federal Credit Union
Usf Federal Credit Union
Usf Federal Credit Union is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 4 licensed Florida offices: Odessa, Sarasota, Tampa, Temple Terrace.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Odessa, Sarasota, Tampa, Temple Terrace |
| Legal entity | USF Federal Credit Union, LEI 549300LDC5KWHWDXTW48, Active |
| Counties | Hillsborough, Sarasota |
| Website | usfcu.com |
| Phone | (813) 569-2000 |
| Address shown on its site | 7037 E Fletcher Ave Tampa, FL 33637 |
Loan types Usf Federal Credit Union lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Sarasota firms offering it.
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- FHA loans
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Interest only mortgages
- Jumbo loans
- Refinance
- Restaurant financing
- VA loans
Credit union facts from the NCUA
| Total assets | $1,281,934,459 |
| Members | 77,267 |
| Residential mortgage loans outstanding | $433,008,657 |
| Residential mortgages granted this year | $32,283,885 |
| Florida branches | 11 |
| Year opened | 1985 |
| Headquarters | Tampa, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 24223. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 324 |
| Applications | 676 |
| Denial rate | 30% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 31% / 2% / 7% |
| Home improvement / other purpose | 32% / 27% |
| Home equity lines of credit (HELOC) | 152 of the 324 |
| Investor and second home share | 5% |
| Dollar volume | $68,310,000 |
| Top counties | Hillsborough (130), Pasco (62), Pinellas (44), Sarasota (16), Manatee (12) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by USF Federal Credit Union. Counts are loans in Florida only.
Usf Federal Credit Union offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Temple Terrace | 13101 Telecom Park Drive, Suite 100 33637 | (813) 569-2000 | Principal office |
| Odessa | 16032 Preserve Marketplace Blvd 33556 | (813) 569-2000 | Branch |
| Orlando | 1000 Darden Center Dr 32837 | (877) 906-9328 | Branch |
| Sarasota | 3487 Clark Rd 34231 | (813) 569-2000 | Branch |
| St Petersburg | 200 6th Ave S 33701 | (813) 569-2000 | Branch |
| Tampa | 1 Tampa General Cir 33606 | (813) 569-2000 | Branch |
| Tampa | 13000 Bruce B Downs Blvd 33612 | (813) 569-2000 | Branch |
| Tampa | 20610 Bruce B Downs Blvd. 33647 | (813) 569-2000 | Branch |
| Tampa | 4103 Usf Cedar Circle 33620 | (813) 569-2000 | Branch |
| Tampa | 7037 E Fletcher Ave 33637 | (813) 569-2000 | Branch |
| Tampa | 7919 Gunn Hwy 33626 | (813) 569-2000 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.