Florida › Sarasota › Ipava State Bank
Ipava State Bank
Ipava State Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 1 licensed Florida office: Sarasota.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Sarasota |
| Legal entity | Ipava State Bank, LEI 5493005QZNPGRQNTRB15, Active |
| Counties | Sarasota |
| Website | ipavastatebank.com |
| Phone | (309) 753-8202 |
| Address shown on its site | 1620 Main Street, Unit 7, Sarasota, FL 34236 |
Loan types Ipava State Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Sarasota firms offering it.
- Commercial real estate loans
- Construction loans
- First time home buyer loans and programs
- Refinance
- Small business loans
Bank facts from the FDIC
| Total assets | $221,909,000 |
| Deposits | $194,346,000 |
| Offices nationwide | 7 |
| Florida offices | 1 |
| Return on assets | 1.47% |
| Established | 1902 |
| Headquarters | Lewistown, IL |
| Holding company | ISB BANCSHARES INC |
FDICFDIC institution record for certificate 10473, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Ipava State Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Sarasota | 1620 Main Street 34236 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.