Florida › Sarasota › Home equity and cash out loans
Home equity and cash out loans in Sarasota
40 firms with a Sarasota office offer at least one loan that fits: 6 mortgage lenders, 13 mortgage brokers, 16 banks, 5 credit unions. The specific loans behind this page are listed below, each with its own page.
The loans this covers
- ACCredit union
Achieva Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- First time home buyer loans and programs
- +9 more
1,310 FL loans in 2025See this credit union 
BankBayFirst National Bank
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- HELOCs
- +6 more
463 FL loans in 2025See this bank- CRMortgage lender
Consumer Real Estate Finance Co.
- Bank statement loans
- Bridge loans
- Business acquisition loans
- Cash out refinance
- +17 more
107 FL loans in 2025See this lender 
Credit unionEverence Federal Credit Union
- Commercial real estate loans
- Down payment assistance programs
- Home equity loans
- Refinance
- +1 more
34 FL loans in 2025See this credit union
Credit unionFloridacentral
- 10 year fixed mortgages
- 15 year fixed mortgages
- First time home buyer loans and programs
- HELOCs
- +3 more
174 FL loans in 2025See this credit union- GMMortgage lender
Guild Mortgage Company LLC
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- +18 more
2,790 FL loans in 2025See this lender 
BankLiberty Savings Bank, F.S.B.
- Adjustable rate mortgages (ARM)
- HELOCs
- Jumbo loans
- Refinance
- +1 more
29 FL loans in 2025See this bank- SMMortgage lender
Success Mortgage Partners, INC.
- Cash out refinance
- Condo mortgages
- Construction loans
- Conventional mortgages
- +13 more
429 FL loans in 2025See this lender 
BankU.S. Bank National Association
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Refinance
- +1 more
2,279 FL loans in 2025See this bank
Credit unionUsf Federal Credit Union
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- FHA loans
- +8 more
324 FL loans in 2025See this credit union- CMMortgage lender
Crosscountry Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Condo mortgages
- Conventional mortgages
- +13 more
11,987 FL loans in 2025See this lender 
Bank1st Source Bank
- Commercial real estate loans
- Equipment financing
- HELOCs
- SBA loans
- +1 more
See this bank
Credit union1St Street
- Adjustable rate mortgages (ARM)
- HELOCs
- Home equity loans
- Refinance
See this credit union
Mortgage brokerAbsolute Lending Services,LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +6 more
See this broker
BankAmerican Momentum Bank
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- Commercial real estate loans
- +13 more
See this bank
BankBank OZK
- Farm loans
- HELOCs
See this bank
BankBankUnited, National Association
- Assumable mortgages
- Business acquisition loans
- Commercial real estate loans
- Conventional mortgages
- +13 more
See this bank
Mortgage brokerBigtime Mortgage LLC
- Cash out refinance
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- +3 more
See this broker
Mortgage brokerBraun Mortgage Group, LLC
- Construction loans
- Conventional mortgages
- Down payment assistance programs
- DSCR loans
- +11 more
See this broker
Mortgage brokerCreative Lending, L.L.C.
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- Foreign national mortgages
- +6 more
See this broker
BankCrews Bank & Trust
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Business acquisition loans
- Cash out refinance
- +24 more
See this bank- EHMortgage broker
Echelon Home Loans, LLC
- Cash out refinance
- FHA loans
- Jumbo loans
- Refinance
See this broker - EHMortgage broker
Edge Home Finance, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
See this broker - FHBank
First Horizon Bank
- Adjustable rate mortgages (ARM)
- Mortgages after bankruptcy or foreclosure
- HELOCs
- Refinance
- +2 more
See this bank 
Mortgage brokerFlorida's Best Mortgage Company LLC
- Adjustable rate mortgages (ARM)
- Mortgages after bankruptcy or foreclosure
- FHA loans
- HELOCs
- +4 more
See this broker
Mortgage brokerFlvmc LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- +15 more
See this broker
BankGulfside Bank
- Bridge loans
- Business acquisition loans
- Car wash financing
- Commercial real estate loans
- +16 more
See this bank
BankHancock Whitney Bank
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- +9 more
See this bank
Mortgage brokerLendirect Mortgage, INC
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- Cash out refinance
- +13 more
See this broker
Mortgage brokerLiberty Mortgage, LLC.
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- DSCR loans
- +11 more
See this broker
Mortgage brokerLinx Mortgage Group LLC
- Asset depletion loans
- Bridge loans
- Condo mortgages
- Conventional mortgages
- +19 more
See this broker- MLMortgage broker
Mck Lending Group, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +8 more
See this broker 
Mortgage lenderNew American Funding, LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Construction loans
- +10 more
See this lender
Mortgage brokerPmf, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +8 more
See this broker- SNBank
Seacoast National Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- +15 more
See this bank 
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank- TMMortgage lender
Tjc Mortgage, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Rate buydown mortgages
- +22 more
See this lender 
BankTruist Bank
- Cash out refinance
- Commercial real estate loans
- Construction loans
- FHA loans
- +7 more
See this bank
BankTrustCo Bank
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Construction loans
- Down payment assistance programs
- +11 more
See this bank
BankUnited Community Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +22 more
See this bank
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Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
Which loans count as home equity and cash out loans?
This page gathers HELOCs, home equity loans, cash out refinance, alt doc HELOCs. A firm appears if its own website lists at least one of them. Each loan also has its own Sarasota page with only the firms that list it.