Florida › Sarasota › Liberty Savings Bank, F.S.B.
Liberty Savings Bank, F.S.B.
Liberty Savings Bank, F.S.B. is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 4 licensed Florida offices: Bradenton, Lakewood Ranch, Sarasota, Venice.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Bradenton, Lakewood Ranch, Sarasota, Venice |
| Counties | Manatee, Sarasota |
| Website | libertysavingsbank.com |
| Phone | (800) 436-6300 |
Loan types Liberty Savings Bank, F.S.B. lists
Read from the firm’s own website on 2026-10-16. Lender-stated, not verified by LendResearch. Each links to the other Sarasota firms offering it.
Bank facts from the FDIC
| Total assets | $1,111,698,000 |
| Deposits | $961,320,000 |
| Offices nationwide | 6 |
| Florida offices | 5 |
| Return on assets | 0.36% |
| Established | 1984 |
| Headquarters | Wilmington, OH |
| Holding company | JAMES R POWELL REVOCABLE TRUST |
FDICFDIC institution record for certificate 32242, latest quarterly filing. Dollar figures as reported.
Loan mix from federal filings
| Florida loans originated, 2025 | 29 |
| Applications | 78 |
| Denial rate | 41% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 21% / 7% / 0% |
| Home improvement / other purpose | 17% / 55% |
| Home equity lines of credit (HELOC) | 22 of the 29 |
| Investor and second home share | 3% |
| Dollar volume | $4,845,000 |
| Top counties | Sarasota (20), Manatee (7), Palm Beach (1), Hillsborough (1) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by Liberty Savings Bank, F.S.B.. Counts are loans in Florida only.
Liberty Savings Bank, F.S.B. offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Bradenton | 3901 Cortez Rd W 34210 | Branch | |
| Lakewood Ranch | 6230 University Pkwy 34240 | Branch | |
| Sarasota | 2323 Stickney Point Rd 34231 | Branch | |
| Sarasota | 8383 S Tamiami Trl 34238 | Branch | |
| Venice | 4103 S Tamiami Trl 34293 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
Other lenders and brokers in Sarasota
- ACCredit union
Achieva Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- First time home buyer loans and programs
- +9 more
1,310 FL loans in 2025See this credit union - AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender 
BankAmerican Pride Bank
- Commercial real estate loans
- Construction loans
- Equipment financing
- Investment property and rental loans
- +5 more
6 FL loans in 2025See this bank
BankBayFirst National Bank
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- HELOCs
- +6 more
463 FL loans in 2025See this bank- CRMortgage lender
Consumer Real Estate Finance Co.
- Bank statement loans
- Bridge loans
- Business acquisition loans
- Cash out refinance
- +17 more
107 FL loans in 2025See this lender 
Credit unionEverence Federal Credit Union
- Commercial real estate loans
- Down payment assistance programs
- Home equity loans
- Refinance
- +1 more
34 FL loans in 2025See this credit union
Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.