Florida › Sarasota › Construction, renovation and land loans
Construction, renovation and land loans in Sarasota
24 firms with a Sarasota office offer at least one loan that fits: 7 mortgage lenders, 4 mortgage brokers, 12 banks, 1 credit union. The specific loans behind this page are listed below, each with its own page.
The loans this covers
- ACCredit union
Achieva Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- First time home buyer loans and programs
- +9 more
1,310 FL loans in 2025See this credit union - AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender 
BankAmerican Pride Bank
- Commercial real estate loans
- Construction loans
- Equipment financing
- Investment property and rental loans
- +5 more
6 FL loans in 2025See this bank- CRMortgage lender
Consumer Real Estate Finance Co.
- Bank statement loans
- Bridge loans
- Business acquisition loans
- Cash out refinance
- +17 more
107 FL loans in 2025See this lender - FIMortgage lender
Fairway Independent Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- Rate buydown mortgages
- +15 more
3,153 FL loans in 2025See this lender - GMMortgage lender
Guild Mortgage Company LLC
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- +18 more
2,790 FL loans in 2025See this lender - SMMortgage lender
Success Mortgage Partners, INC.
- Cash out refinance
- Condo mortgages
- Construction loans
- Conventional mortgages
- +13 more
429 FL loans in 2025See this lender 
Mortgage brokerAbsolute Lending Services,LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +6 more
See this broker
BankAmerican Momentum Bank
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- Commercial real estate loans
- +13 more
See this bank
Mortgage brokerBraun Mortgage Group, LLC
- Construction loans
- Conventional mortgages
- Down payment assistance programs
- DSCR loans
- +11 more
See this broker
BankCrews Bank & Trust
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Business acquisition loans
- Cash out refinance
- +24 more
See this bank- EHMortgage broker
Edge Home Finance, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
See this broker 
BankGulfside Bank
- Bridge loans
- Business acquisition loans
- Car wash financing
- Commercial real estate loans
- +16 more
See this bank
BankHancock Whitney Bank
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- +9 more
See this bank
BankIpava State Bank
- Commercial real estate loans
- Construction loans
- First time home buyer loans and programs
- Refinance
- +1 more
See this bank
Mortgage brokerLinx Mortgage Group LLC
- Asset depletion loans
- Bridge loans
- Condo mortgages
- Conventional mortgages
- +19 more
See this broker
Mortgage lenderNew American Funding, LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Construction loans
- +10 more
See this lender- SNBank
Seacoast National Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- +15 more
See this bank 
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank
BankThe Bank of Tampa
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- Equipment financing
- +4 more
See this bank- TMMortgage lender
Tjc Mortgage, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Rate buydown mortgages
- +22 more
See this lender 
BankTruist Bank
- Cash out refinance
- Commercial real estate loans
- Construction loans
- FHA loans
- +7 more
See this bank
BankTrustCo Bank
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Construction loans
- Down payment assistance programs
- +11 more
See this bank
BankUnited Community Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +22 more
See this bank
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Sarasota County at a glance
| Mortgage applications filed in 2025 | 25,799 |
| Loans originated | 12,534 |
| Denial rate | 16% |
| FHA share of originations | 11% |
| VA share | 6% |
| Investor and second home share | 19% |
| Dollar volume originated | $5,043,550,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $547,400 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Sarasota County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
Which loans count as construction, renovation and land loans?
This page gathers construction loans, renovation loans, spec construction loans, land loans. A firm appears if its own website lists at least one of them. Each loan also has its own Sarasota page with only the firms that list it.