Florida › Small business loans

Small business loans in Florida

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

229 firms with a Florida office list small business loans on their own sites: 8 mortgage lenders, 48 mortgage brokers, 116 banks, 57 credit unions. Pick a city for the local list, or scan the firms with the most complete public data below.

By city

• Miami37 firms
• Orlando30 firms
• Tampa27 firms
• Jacksonville23 firms
• Coral Gables22 firms
• Boca Raton21 firms
• Sarasota20 firms
• Fort Lauderdale16 firms
• Naples14 firms

24 of the 229 firms

Firms appear here as their city goes live.

• ACCredit union

  Achieva Credit Union

  Cape Coral +14 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Construction loans
  • First time home buyer loans and programs
  • +9 more
  1,310 FL loans in 2025See this credit union
• Credit union

  American Airlines Federal Credit Union

  Miami

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • +12 more
  282 FL loans in 2025See this credit union
• Bank

  American Pride Bank

  Sarasota +1 more

  • Commercial real estate loans
  • Construction loans
  • Equipment financing
  • Investment property and rental loans
  • +5 more
  6 FL loans in 2025See this bank
• Bank

  BayFirst National Bank

  Belleair Bluffs +7 more

  • Conventional mortgages
  • FHA loans
  • First time home buyer loans and programs
  • HELOCs
  • +6 more
  463 FL loans in 2025See this bank
• Bank

  Climate First Bank

  Eustis +3 more

  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • +8 more
  136 FL loans in 2025See this bank
• CFCredit union

  Community First Credit Union Of Flo

  Jacksonville

  • 10 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • +9 more
  1,135 FL loans in 2025See this credit union
• Credit union

  Dade County

  Cutler Bay +7 more

  • Cash out refinance
  • FHA loans
  • HELOCs
  • Home equity loans
  • +5 more
  296 FL loans in 2025See this credit union
• Credit union

  DFCU Financial

  Brandon +2 more

  • Adjustable rate mortgages (ARM)
  • Construction loans
  • HELOCs
  • Home equity loans
  • +4 more
  295 FL loans in 2025See this credit union
• Bank

  EverBank, National Association

  Boca Raton +7 more

  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • Equipment financing
  • +5 more
  1 FL loans in 2025See this bank
• Credit union

  Everence Federal Credit Union

  Sarasota

  • Commercial real estate loans
  • Down payment assistance programs
  • Home equity loans
  • Refinance
  • +1 more
  34 FL loans in 2025See this credit union
• Bank

  First-Citizens Bank & Trust Company

  Belleair Bluffs +21 more

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +18 more
  266 FL loans in 2025See this bank
• Bank

  FirstBank Puerto Rico

  Coral Gables +5 more

  • 15 year fixed mortgages
  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • +15 more
  286 FL loans in 2025See this bank
• Credit union

  Grow Financial

  Bradenton +12 more

  • Commercial real estate loans
  • HELOCs
  • Home equity loans
  • Investment property and rental loans
  • +2 more
  360 FL loans in 2025See this credit union
• Bank

  Liberty Savings Bank, F.S.B.

  Bradenton +3 more

  • Adjustable rate mortgages (ARM)
  • HELOCs
  • Jumbo loans
  • Refinance
  • +1 more
  29 FL loans in 2025See this bank
• Credit union

  Mayo Employees Federal Credit Union

  Jacksonville

  • Home equity loans
  • Refinance
  • Small business loans
  • Solar financing
  28 FL loans in 2025See this credit union
• Credit union

  Mccoy

  Apopka +7 more

  • First time home buyer loans and programs
  • Home equity loans
  • Refinance
  • SBA loans
  • +1 more
  106 FL loans in 2025See this credit union
• NFCredit union

  Navy Federal Credit Union

  Altamonte Springs +24 more

  • HELOCs
  • Home equity loans
  • Refinance
  • Restaurant financing
  • +2 more
  8,416 FL loans in 2025See this credit union
• Credit union

  Orlando

  Orlando

  • 15 year fixed mortgages
  • Cash out refinance
  • Conventional mortgages
  • FHA loans
  • +8 more
  15 FL loans in 2025See this credit union
• Credit union

  Platinum Federal Credit Union

  Orlando

  • Commercial real estate loans
  • FHA loans
  • HELOCs
  • Home equity loans
  • +4 more
  1 FL loans in 2025See this credit union
• Credit union

  Radifi

  Atlantic Beach +3 more

  • 10 year fixed mortgages
  • Cash out refinance
  • First time home buyer loans and programs
  • HELOCs
  • +5 more
  314 FL loans in 2025See this credit union
• TFCredit union

  Tropical Financial

  Bradenton +6 more

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Condo mortgages
  • First time home buyer loans and programs
  • +7 more
  381 FL loans in 2025See this credit union
• Credit union

  Vystar

  Alachua +42 more

  • Small business loans
  3,214 FL loans in 2025See this credit union
• Bank

  Wilmington Savings Fund Society, FSB

  Boca Raton

  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • Down payment assistance programs
  • +14 more
  52 FL loans in 2025See this bank
• Bank

  1st Source Bank

  Sarasota

  • Commercial real estate loans
  • Equipment financing
  • HELOCs
  • SBA loans
  • +1 more
  See this bank

• All of FloridaEvery city and loan type

Questions people ask

How many Florida lenders offer small business loans?

229 firms with a Florida office list small business loans on their own websites as of October 15, 2026: 8 mortgage lenders, 48 mortgage brokers, 116 banks, 57 credit unions. Out-of-state companies licensed in Florida without a local office are not counted here.