Florida › Tampa › Non QM loans
Non QM loans in Tampa
14 firms with a Tampa office list non QM loans on their own sites: 5 mortgage lenders, 8 mortgage brokers, 1 bank. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.
- AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender
Mortgage lenderNewrez LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Crypto backed mortgages
- +12 more
5,643 FL loans in 2025See this lender- MFMortgage lender
The Mortgage Firm, INC.
- 15 year fixed mortgages
- Alt doc HELOCs
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +25 more
2,851 FL loans in 2025See this lender
BankAmerican Momentum Bank
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- Commercial real estate loans
- +13 more
See this bank
Mortgage brokerBay To Bay Lending LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- Conventional mortgages
- +12 more
See this broker
Mortgage brokerBliss Mortgage LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Conventional mortgages
- +11 more
See this broker
Mortgage brokerCore Home Loans LLC
- Assumable mortgages
- Blanket and portfolio loans
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- +6 more
See this broker
Mortgage lenderFirst Heritage Mortgage, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Bridge loans
- +17 more
See this lender
Mortgage brokerMor Investments LLC
- 1099 income loans
- Commercial real estate loans
- Conventional mortgages
- DSCR loans
- +16 more
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Mortgage lenderNew American Funding, LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Construction loans
- +10 more
See this lender
Mortgage brokerOptimum Financial Services, INC
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- +2 more
See this broker
Mortgage brokerPmf, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +8 more
See this broker
Mortgage brokerReliable Mortgage Professionals LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- +15 more
See this broker
Mortgage brokerSpectrum Mortgage Corporation
- Blanket and portfolio loans
- Cash out refinance
- Commercial real estate loans
- Foreign national mortgages
- +3 more
See this broker
Other loans in Tampa
- Refinance99 firms
- FHA loans77 firms
- First time home buyer loans and programs71 firms
- Jumbo loans64 firms
- USDA loans61 firms
- VA loans61 firms
- Adjustable rate mortgages (ARM)59 firms
- Cash out refinance52 firms
- HELOCs49 firms
- Conventional mortgages47 firms
- Investment property and rental loans47 firms
- Second home mortgages40 firms
Hillsborough County at a glance
| Mortgage applications filed in 2025 | 64,877 |
| Loans originated | 30,453 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 10% |
| Investor and second home share | 10% |
| Dollar volume originated | $11,570,545,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many lenders offer non QM loans in Tampa?
14 firms licensed or chartered to lend in Florida with a Tampa office list non QM loans on their own websites as of October 15, 2026: 5 mortgage lenders, 8 mortgage brokers, 1 bank. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.
Should I use a broker or a lender for non QM loans?
Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.