Florida › Coral Gables › Citizens Bank, National Association
Citizens Bank, National Association
Citizens Bank, National Association is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 7 licensed Florida offices: Coral Gables, Fort Lauderdale, Miami, Miami Beach, Naples, Palm Beach, West Palm Beach.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Coral Gables, Fort Lauderdale, Miami, Miami Beach, Naples, Palm Beach, West Palm Beach |
| Counties | Broward, Collier, Miami-Dade, Palm Beach |
| Website | locations.citizensbank.com |
| Phone | (305) 341-2465 |
| Address shown on its site | 2222 Ponce De Leon Boulevard Coral Gables, FL 33134 |
Loan types
Citizens Bank, National Association does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
Bank facts from the FDIC
| Total assets | $232,517,438,000 |
| Deposits | $188,731,766,000 |
| Offices nationwide | 982 |
| Florida offices | 8 |
| Return on assets | 0.99% |
| Established | 2005 |
| Headquarters | Providence, RI |
| Holding company | CITIZENS FINANCIAL GROUP INC |
FDICFDIC institution record for certificate 57957, latest quarterly filing. Dollar figures as reported.
Loan mix from federal filings
| Florida loans originated, 2025 | 2,297 |
| Applications | 5,863 |
| Denial rate | 28% |
| Conventional / FHA / VA / USDA | 99% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 25% / 18% / 1% |
| Home improvement / other purpose | 27% / 28% |
| Home equity lines of credit (HELOC) | 1,763 of the 2,297 |
| Investor and second home share | 11% |
| Dollar volume | $1,007,815,000 |
| Top counties | Miami-Dade (349), Palm Beach (320), Broward (256), Lee (114), Collier (111) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by Citizens Bank, National Association. Counts are loans in Florida only.
Citizens Bank, National Association offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Coral Gables | 2222 Ponce De Leon Blvd 33134 | Branch | |
| Fort Lauderdale | 350 E Las Olas Blvd 33301 | Branch | |
| Miami | 1441 Brickell Ave 33131 | Branch | |
| Miami | 4090 Nw 97th Ave 33178 | Branch | |
| Miami Beach | 301 Arthur Godfrey Rd 33140 | Branch | |
| Naples | 560 9th Street South, Suite 110 34102 | Branch | |
| Palm Beach | 400 Royal Palm Way, Suite 100 33480 | Branch | |
| West Palm Beach | 190 Lakeview Ave 33401 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.