Florida › Miami › Condo mortgages
Condo mortgages in Miami
13 firms with a Miami office list condo mortgages on their own sites: 1 mortgage lender, 9 mortgage brokers, 1 bank, 2 credit unions. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.
Credit unionSpace Coast
- Adjustable rate mortgages (ARM)
- Condo mortgages
- Construction loans
- FHA loans
- +6 more
5,900 FL loans in 2025See this credit union- TFCredit union
Tropical Financial
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Condo mortgages
- First time home buyer loans and programs
- +7 more
381 FL loans in 2025See this credit union - CMMortgage lender
Crosscountry Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Condo mortgages
- Conventional mortgages
- +13 more
11,987 FL loans in 2025See this lender 
Mortgage broker1St Choice Financial, INC.
- Assumable mortgages
- Bank statement loans
- Cash out refinance
- Commercial real estate loans
- +17 more
See this broker
Mortgage brokerBennett Capital Partners, LLC
- 1099 income loans
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Assumable mortgages
- +40 more
See this broker
Mortgage brokerCapital Trust Mortgage CORP.
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Condo mortgages
- Condotel loans
- +15 more
See this broker
Mortgage brokerFair Mortgage Lending INC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Condo mortgages
- Conventional mortgages
- +12 more
See this broker- MGMortgage broker
Multilending Group LLC
- Blanket and portfolio loans
- Bridge loans
- Cash out refinance
- Commercial real estate loans
- +14 more
See this broker 
BankOcean Bank
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +14 more
See this bank- OMMortgage broker
One Mortgage LLC
- Asset depletion loans
- Bank statement loans
- Bridge loans
- Cash out refinance
- +19 more
See this broker - OMMortgage broker
Optimal Mortgage LLC
- 1099 income loans
- Asset depletion loans
- Bank statement loans
- Bridge loans
- +30 more
See this broker 
Mortgage brokerSouth Atlantic Financial Services CORP.
- 15 year fixed mortgages
- Bank statement loans
- Blanket and portfolio loans
- Cash out refinance
- +17 more
See this broker- SCMortgage broker
Sun Capital Mortgage, INC.
- Cash out refinance
- Condo mortgages
- Mortgages after bankruptcy or foreclosure
- FHA loans
- +4 more
See this broker
Other loans in Miami
- Refinance113 firms
- FHA loans87 firms
- First time home buyer loans and programs79 firms
- Jumbo loans77 firms
- Cash out refinance67 firms
- VA loans67 firms
- Investment property and rental loans64 firms
- Second home mortgages62 firms
- Adjustable rate mortgages (ARM)62 firms
- Conventional mortgages60 firms
- Commercial real estate loans53 firms
- HELOCs52 firms
Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many lenders offer condo mortgages in Miami?
13 firms licensed or chartered to lend in Florida with a Miami office list condo mortgages on their own websites as of October 15, 2026: 1 mortgage lender, 9 mortgage brokers, 1 bank, 2 credit unions. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.
Should I use a broker or a lender for condo mortgages?
Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.