Florida › Miami › Home loans for non US citizens

Home loans for non US citizens in Miami

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

41 firms with a Miami office offer at least one loan that fits: 5 mortgage lenders, 29 mortgage brokers, 7 banks. The specific loans behind this page are listed below, each with its own page.

The loans this covers

• Foreign national mortgages37 firms
• ITIN mortgages11 firms
• DACA and visa holder mortgages6 firms

• Mortgage lender

  A&D Mortgage LLC

  Miami +1 more NMLS 1857076

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • +22 more
  5,245 FL loans in 2025See this lender
• GMMortgage lender

  Guild Mortgage Company LLC

  Miami +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• Mortgage broker

  1St Choice Financial, INC.

  Miami NMLS 2597847

  • Assumable mortgages
  • Bank statement loans
  • Cash out refinance
  • Commercial real estate loans
  • +17 more
  See this broker
• Mortgage broker

  Ace Florida Mortgage LLC

  Miami NMLS 2384013

  • Commercial real estate loans
  • Conventional mortgages
  • FHA loans
  • Fix and flip loans
  • +5 more
  See this broker
• Mortgage broker

  All Residential Mortgage LLC

  Miami NMLS 1801579

  • Bank statement loans
  • Construction loans
  • FHA loans
  • FHA streamline refinance
  • +15 more
  See this broker
• Bank

  Amerant Bank, National Association

  Miami +16 more

  • Asset depletion loans
  • Bridge loans
  • Business acquisition loans
  • Commercial real estate loans
  • +7 more
  See this bank
• Mortgage broker

  Approol Mortgage LLC

  Miami NMLS 2533816

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • +26 more
  See this broker
• Mortgage broker

  Argent Lending Corporation

  Miami NMLS 2141401

  • 15 year fixed mortgages
  • Cash out refinance
  • Commercial real estate loans
  • Conventional mortgages
  • +10 more
  See this broker
• Bank

  Banco do Brasil Americas

  Miami +3 more

  • Adjustable rate mortgages (ARM)
  • Commercial real estate loans
  • DACA and visa holder mortgages
  • Investment property and rental loans
  • +4 more
  See this bank
• Mortgage broker

  Bennett Capital Partners, LLC

  Miami NMLS 2046862

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Assumable mortgages
  • +40 more
  See this broker
• Mortgage broker

  Capital Trust Mortgage CORP.

  Miami NMLS 322180

  • Adjustable rate mortgages (ARM)
  • Commercial real estate loans
  • Condo mortgages
  • Condotel loans
  • +15 more
  See this broker
• CFMortgage broker

  Ctc Financial P.A.

  Miami NMLS 1974499

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +14 more
  See this broker
• Mortgage broker

  Express Mortgage Services INC

  Miami NMLS 356113

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • DACA and visa holder mortgages
  • +9 more
  See this broker
• Mortgage broker

  Fair Mortgage Lending INC

  Miami NMLS 2167932

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Condo mortgages
  • Conventional mortgages
  • +12 more
  See this broker
• Mortgage lender

  Foundation Lenders INC

  Miami NMLS 1623295

  • Commercial real estate loans
  • Construction loans
  • FHA loans
  • Foreign national mortgages
  • +6 more
  See this lender
• Mortgage broker

  Globe Mortgage, INC.

  Miami NMLS 1390856

  • 10 year fixed mortgages
  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • +29 more
  See this broker
• HMMortgage lender

  Heart Mortgage Corporation

  Miami +2 more NMLS 2045769

  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +17 more
  See this lender
• Bank

  Helm Bank USA

  Miami +1 more

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +6 more
  See this bank
• Mortgage broker

  International Monetary Mortgage Fund, INC.

  Miami NMLS 376614

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +19 more
  See this broker
• Mortgage lender

  Kalbadvisors Mortgage Solutions LLC

  Miami +1 more NMLS 2827992

  • 15 year fixed mortgages
  • Blanket and portfolio loans
  • Bridge loans
  • Commercial real estate loans
  • +11 more
  See this lender
• LBMortgage broker

  Lending Bankers Mortgage LLC

  Miami NMLS 383682

  • Cash out refinance
  • Commercial real estate loans
  • Condotel loans
  • Construction loans
  • +19 more
  See this broker
• LAMortgage broker

  Liberty Alliance Mortgage, INC.

  Miami NMLS 306318

  • Conventional mortgages
  • FHA loans
  • First time home buyer loans and programs
  • Foreign national mortgages
  • +1 more
  See this broker
• LMMortgage broker

  Ljc Mortgage CORP.

  Miami NMLS 1582886

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Conventional mortgages
  • +12 more
  See this broker
• MHMortgage broker

  Miami Home Financing LLC

  Miami NMLS 2822211

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • +22 more
  See this broker
• Mortgage broker

  Mortgage Af LLC

  Miami NMLS 2260967

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • DACA and visa holder mortgages
  • FHA loans
  • +5 more
  See this broker
• MGMortgage broker

  Multilending Group LLC

  Miami NMLS 370824

  • Blanket and portfolio loans
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +14 more
  See this broker
• OMMortgage broker

  One Mortgage LLC

  Miami NMLS 2293756

  • Asset depletion loans
  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • +19 more
  See this broker
• OMMortgage broker

  Optimal Mortgage LLC

  Miami NMLS 2503896

  • 1099 income loans
  • Asset depletion loans
  • Bank statement loans
  • Bridge loans
  • +30 more
  See this broker
• Bank

  Pacific National Bank

  Miami +3 more

  • Adjustable rate mortgages (ARM)
  • Commercial real estate loans
  • Foreign national mortgages
  • Interest only mortgages
  • +3 more
  See this bank
• PFMortgage broker

  Premier Financial Services INC.

  Miami NMLS 1433836

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • Construction loans
  • +14 more
  See this broker
• Mortgage broker

  Quest Mortgage Services LLC

  Miami NMLS 2508429

  • 1099 income loans
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +12 more
  See this broker
• QMMortgage broker

  Quintal Mortgage Co.

  Miami NMLS 282449

  • Rate buydown mortgages
  • Cash out refinance
  • FHA loans
  • First time home buyer loans and programs
  • +9 more
  See this broker
• Mortgage broker

  Royal Capital Group CORP.

  Miami NMLS 2552278

  • Bank statement loans
  • Cash out refinance
  • Commercial real estate loans
  • Conventional mortgages
  • +13 more
  See this broker
• Mortgage broker

  Secure Step Mortgage, CORP

  Miami NMLS 2767457

  • Asset depletion loans
  • Bank statement loans
  • Blanket and portfolio loans
  • Bridge loans
  • +15 more
  See this broker
• SMMortgage broker

  Sedemil Mortgage Services LLC.

  Miami NMLS 1608569

  • Adjustable rate mortgages (ARM)
  • Business acquisition loans
  • Cash out refinance
  • Commercial real estate loans
  • +11 more
  See this broker
• Mortgage broker

  Strock & Tanner Mortgage CORP.

  Miami NMLS 335047

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • FHA loans
  • +13 more
  See this broker
• SBBank

  Sunstate Bank

  Miami +2 more

  • Cash out refinance
  • Commercial real estate loans
  • Foreign national mortgages
  • HELOCs
  • +7 more
  See this bank
• TNBank

  Terrabank, National Association

  Miami +3 more

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Blanket and portfolio loans
  • Business acquisition loans
  • +14 more
  See this bank
• PFMortgage broker

  The Paramount Funding Company

  Miami +1 more NMLS 374701

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • Commercial real estate loans
  • +18 more
  See this broker
• Bank

  U. S. Century Bank

  Miami +6 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Commercial real estate loans
  • Conventional mortgages
  • +14 more
  See this bank
• VMMortgage broker

  Vaster Management, LLC

  Miami NMLS 1804955

  • Bank statement loans
  • Blanket and portfolio loans
  • Bridge loans
  • Cash out refinance
  • +21 more
  See this broker

• All home loans in Miami487 firms, every loan type

Miami-Dade County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

Which loans count as home loans for non US citizens?

This page gathers ITIN mortgages, foreign national mortgages, DACA and visa holder mortgages. A firm appears if its own website lists at least one of them. Each loan also has its own Miami page with only the firms that list it.