Florida › Coral Gables › Sunstate Bank
Sunstate Bank
Sunstate Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 3 licensed Florida offices: Coral Gables, Miami, West Miami. It is part of SUNSTATE BANCSHARES, INC..
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Coral Gables, Miami, West Miami |
| Legal entity | SUNSTATE BANK, LEI 254900KN1X8B3CQDSO97, Active |
| Parent company | SUNSTATE BANCSHARES, INC. |
| Counties | Miami-Dade |
| Website | sunstatefl.com |
| Phone | (305) 567-0600 |
| Address shown on its site | 2901 S. Le Jeune Rd. Coral Gables, FL 33134 |
Loan types Sunstate Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Coral Gables firms offering it.
- Cash out refinance
- Commercial real estate loans
- Foreign national mortgages
- HELOCs
- Interest only mortgages
- Investment property and rental loans
- Mixed use property financing
- Office building financing
- Refinance
- SBA loans
- Small business loans
Bank facts from the FDIC
| Total assets | $580,359,000 |
| Deposits | $502,735,000 |
| Offices nationwide | 3 |
| Florida offices | 3 |
| Return on assets | 1.01% |
| Established | 1999 |
| Headquarters | Miami, FL |
| Holding company | SUNSTATE BANCSHARES INC |
FDICFDIC institution record for certificate 34643, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Sunstate Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 14095 S Dixie Hwy 33176 | Principal office | |
| Coral Gables | 2901 S Le Jeune Rd 33134 | Branch | |
| West Miami | 5722 Sw 8th St 33144 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.