Florida › Coral Gables › U. S. Century Bank
U. S. Century Bank
U. S. Century Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 7 licensed Florida offices: Aventura, Coral Gables, Doral, Hialeah, Hollywood, Miami, Miami Lakes.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Aventura, Coral Gables, Doral, Hialeah, Hollywood, Miami, Miami Lakes |
| Counties | Broward, Miami-Dade |
| Website | uscentury.com |
| Phone | (786) 897-7573 |
Loan types U. S. Century Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Coral Gables firms offering it.
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Commercial real estate loans
- Conventional mortgages
- Down payment assistance programs
- DSCR loans
- Equipment financing
- First time home buyer loans and programs
- Foreign national mortgages
- HELOCs
- Interest only mortgages
- Investment property and rental loans
- Jumbo loans
- Mixed use property financing
- Refinance
- SBA loans
- Second home mortgages
- Small business loans
Bank facts from the FDIC
| Total assets | $3,015,990,000 |
| Deposits | $2,482,206,000 |
| Offices nationwide | 10 |
| Florida offices | 10 |
| Return on assets | 1.49% |
| Established | 2002 |
| Headquarters | Doral, FL |
| Holding company | USCB FINANCIAL HOLDINGS INC |
FDICFDIC institution record for certificate 57369, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
U. S. Century Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Doral | 2301 Nw 87th Ave 33172 | Principal office | |
| Aventura | 18201 Biscayne Blvd 33160 | Branch | |
| Coral Gables | 396 Alhambra Cir 33134 | Branch | |
| Hialeah | 3198 W 76th St 33018 | Branch | |
| Hollywood | 3999 Sheridan St 33021 | Branch | |
| Miami | 2610 Sw 137th Ave 33175 | Branch | |
| Miami | 5115 Nw 72nd Ave 33166 | Branch | |
| Miami | 8201 S Dixie Hwy 33143 | Branch | |
| Miami | 8575 Sw 40th St 33155 | Branch | |
| Miami Lakes | 15503 Nw 67th Ave 33014 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.