Florida › Tampa › Home loans after bankruptcy or foreclosure
Home loans after bankruptcy or foreclosure in Tampa
26 firms with a Tampa office offer at least one loan that fits: 7 mortgage lenders, 15 mortgage brokers, 3 banks, 1 credit union. The specific loans behind this page are listed below, each with its own page.
The loans this covers
- AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender 
Mortgage lenderNewrez LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Crypto backed mortgages
- +12 more
5,643 FL loans in 2025See this lender
Credit unionTampa Bay
- Mortgages after bankruptcy or foreclosure
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- +8 more
17 FL loans in 2025See this credit union- MFMortgage lender
The Mortgage Firm, INC.
- 15 year fixed mortgages
- Alt doc HELOCs
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +25 more
2,851 FL loans in 2025See this lender 
Mortgage broker5 Star Mortgage, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Rate buydown mortgages
- +18 more
See this broker
BankAmerican Momentum Bank
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- Commercial real estate loans
- +13 more
See this bank
Mortgage brokerAmerican Mortgage Services, INC.
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- Commercial real estate loans
- +18 more
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Mortgage brokerAssociates Home Loan Of Florida , INC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Bridge loans
- +16 more
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Mortgage brokerBay To Bay Lending LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Construction loans
- Conventional mortgages
- +12 more
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Mortgage brokerBliss Mortgage LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Conventional mortgages
- +11 more
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Mortgage brokerCore Home Loans LLC
- Assumable mortgages
- Blanket and portfolio loans
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- +6 more
See this broker- EMMortgage broker
Ebenezer Mortgage Solutions, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Cash out refinance
- +19 more
See this broker 
Mortgage lenderFirst Heritage Mortgage, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Bridge loans
- +17 more
See this lender- FHBank
First Horizon Bank
- Adjustable rate mortgages (ARM)
- Mortgages after bankruptcy or foreclosure
- HELOCs
- Refinance
- +2 more
See this bank 
Mortgage brokerFlorida's Best Mortgage Company LLC
- Adjustable rate mortgages (ARM)
- Mortgages after bankruptcy or foreclosure
- FHA loans
- HELOCs
- +4 more
See this broker
Mortgage brokerFlvmc LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- +15 more
See this broker
Mortgage lenderLoanflight Lending, LLC
- 1099 income loans
- Asset depletion loans
- Bank statement loans
- Cash out refinance
- +13 more
See this lender
Mortgage brokerMor Investments LLC
- 1099 income loans
- Commercial real estate loans
- Conventional mortgages
- DSCR loans
- +16 more
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Mortgage lenderNew American Funding, LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Construction loans
- +10 more
See this lender
Mortgage lenderOnboard 1 Mortgage LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- +16 more
See this lender
Mortgage brokerOptimum Financial Services, INC
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- +2 more
See this broker
Mortgage brokerPmf, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +8 more
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Mortgage brokerReliable Mortgage Professionals LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- +15 more
See this broker
Mortgage brokerSpectrum Mortgage Corporation
- Blanket and portfolio loans
- Cash out refinance
- Commercial real estate loans
- Foreign national mortgages
- +3 more
See this broker
Mortgage brokerTampa Heights Mortgage INC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Mortgages after bankruptcy or foreclosure
- +7 more
See this broker
BankUnited Community Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +22 more
See this bank
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Hillsborough County at a glance
| Mortgage applications filed in 2025 | 64,877 |
| Loans originated | 30,453 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 10% |
| Investor and second home share | 10% |
| Dollar volume originated | $11,570,545,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
Which loans count as home loans after bankruptcy or foreclosure?
This page gathers mortgages after bankruptcy or foreclosure, non QM loans. A firm appears if its own website lists at least one of them. Each loan also has its own Tampa page with only the firms that list it.