Florida › Coral Gables › Banesco USA
Banesco USA
Banesco USA is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 4 licensed Florida offices: Aventura, Coral Gables, Hialeah, Miami.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Aventura, Coral Gables, Hialeah, Miami |
| Legal entity | Banesco USA, LEI 549300JKYBEV1DF8FD32, Active |
| Counties | Miami-Dade |
| Website | banescousa.com |
| Phone | (888) 228-1597 |
| Address shown on its site | 1395 Brickell Ave. Miami, FL 33131 |
Loan types Banesco USA lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Coral Gables firms offering it.
- Adjustable rate mortgages (ARM)
- Bridge loans
- Business acquisition loans
- Cash out refinance
- Commercial real estate loans
- Construction loans
- Conventional mortgages
- Equipment financing
- Net lease financing
- Office building financing
- Medical and dental practice loans
- Refinance
- SBA loans
- Second home mortgages
- Small business loans
- USDA loans
- USDA business loans
Bank facts from the FDIC
| Total assets | $5,980,882,000 |
| Deposits | $5,168,561,000 |
| Offices nationwide | 6 |
| Florida offices | 5 |
| Return on assets | 1.47% |
| Established | 2006 |
| Headquarters | Miami, FL |
FDICFDIC institution record for certificate 57815, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Banesco USA offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 3155 Nw 77 Avenue 33122 | Principal office | |
| Aventura | 2950 Ne 207th St 33180 | Branch | |
| Coral Gables | 150 Alhambra Cir 33134 | Branch | |
| Hialeah | 1950 West 49th Street 33012 | Branch | |
| Miami | 1395 Brickell Ave 33131 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.