Florida › Coral Gables › Highlands Residential Mortgage, Ltd.
Highlands Residential Mortgage, Ltd.
Highlands Residential Mortgage, Ltd. is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 2 licensed Florida offices: Bonita Springs, Coral Gables. Its principal office is in Allen, TX.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 134871 (company); branches 1679143, 2608738 |
| Florida offices | Bonita Springs, Coral Gables |
| Counties | Lee, Miami-Dade |
| Website | highlandsmortgage.com |
| Phone | (727) 329-7266 |
| Address shown on its site | 9148 Bonita Beach Road Suite 201 Bonita Springs FL 34135 |
Loan types Highlands Residential Mortgage, Ltd. lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Coral Gables firms offering it.
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- Investment property and rental loans
- Refinance
- Renovation loans
- Retail property financing
- Florida Housing and Hometown Heroes loans
- USDA loans
- VA loans
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Highlands Residential Mortgage, Ltd. offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Bonita Springs | 9148 Bonita Beach Road, Suite 201 34135 | (402) 469-1200 | Branch, NMLS 1679143 |
| Coral Gables | 121 Alhambra Plaza, Suite 1000, Office 54 33134 | (469) 402-1200 | Branch, NMLS 2608738 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.