Florida › Miami › Hard money and private money loans
Hard money and private money loans in Miami
33 firms with a Miami office list hard money and private money loans on their own sites: 8 mortgage lenders, 21 mortgage brokers, 1 bank, 3 credit unions. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.
Mortgage lenderA&D Mortgage LLC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- +22 more
5,245 FL loans in 2025See this lender
Credit unionAmerican Airlines Federal Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- +12 more
282 FL loans in 2025See this credit union- PRMortgage lender
Paramount Residential Mortgage Group, INC.
- Adjustable rate mortgages (ARM)
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- +10 more
3,741 FL loans in 2025See this lender 
Mortgage lenderPoint Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Conventional mortgages
- Down payment assistance programs
- +10 more
711 FL loans in 2025See this lender- TFCredit union
Tropical Financial
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Condo mortgages
- First time home buyer loans and programs
- +7 more
381 FL loans in 2025See this credit union 
Mortgage brokerAce Florida Mortgage LLC
- Commercial real estate loans
- Conventional mortgages
- FHA loans
- Fix and flip loans
- +5 more
See this broker
Mortgage brokerAll Residential Mortgage LLC
- Bank statement loans
- Construction loans
- FHA loans
- FHA streamline refinance
- +15 more
See this broker
Credit unionBaptist Health South Florida
- Adjustable rate mortgages (ARM)
- Conventional mortgages
- First time home buyer loans and programs
- Hard money and private money loans
- +4 more
See this credit union
Mortgage brokerBennett Capital Partners, LLC
- 1099 income loans
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Assumable mortgages
- +40 more
See this broker- BMMortgage broker
Bravo Mortgage LLC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bridge loans
- Business acquisition loans
- +18 more
See this broker 
Mortgage brokerCapital Prime Lending LLC
- Asset depletion loans
- Commercial real estate loans
- Conventional mortgages
- DSCR loans
- +3 more
See this broker- CCMortgage lender
Columbus Capital Lending, LLC
- Adjustable rate mortgages (ARM)
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- FHA loans
- +10 more
See this lender 
Mortgage brokerGlobe Mortgage, INC.
- 10 year fixed mortgages
- 1099 income loans
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- +29 more
See this broker
Mortgage lenderHelm Mortgage CORP.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Commercial real estate loans
- +15 more
See this lender
Mortgage brokerJaxen Mortgage Group LLC
- Commercial real estate loans
- DSCR loans
- Hard money and private money loans
- SBA loans
See this broker- LBMortgage broker
Lending Bankers Mortgage LLC
- Cash out refinance
- Commercial real estate loans
- Condotel loans
- Construction loans
- +19 more
See this broker - MHMortgage broker
Miami Home Financing LLC
- 1099 income loans
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- +22 more
See this broker 
Mortgage brokerMiami Mortgage Advisors LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +11 more
See this broker- MGMortgage broker
Multilending Group LLC
- Blanket and portfolio loans
- Bridge loans
- Cash out refinance
- Commercial real estate loans
- +14 more
See this broker - NMMortgage broker
North Mortgage Group, INC
- Commercial real estate loans
- Hard money and private money loans
See this broker - OMMortgage broker
One Mortgage LLC
- Asset depletion loans
- Bank statement loans
- Bridge loans
- Cash out refinance
- +19 more
See this broker - OMMortgage broker
Optimal Mortgage LLC
- 1099 income loans
- Asset depletion loans
- Bank statement loans
- Bridge loans
- +30 more
See this broker - PFMortgage broker
Premier Financial Services INC.
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Construction loans
- +14 more
See this broker 
Mortgage brokerProsler Corporation
- Asset depletion loans
- Conventional mortgages
- DSCR loans
- FHA loans
- +10 more
See this broker
Mortgage brokerRoyal Capital Group CORP.
- Bank statement loans
- Cash out refinance
- Commercial real estate loans
- Conventional mortgages
- +13 more
See this broker
Mortgage lenderRp Capital Partners INC
- Bridge loans
- Commercial real estate loans
- Construction loans
- DSCR loans
- +6 more
See this lender
Mortgage lenderRusty Rose INC.
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- Hard money and private money loans
- +2 more
See this lender
Mortgage brokerSecure Step Mortgage, CORP
- Asset depletion loans
- Bank statement loans
- Blanket and portfolio loans
- Bridge loans
- +15 more
See this broker- SMMortgage broker
Sedemil Mortgage Services LLC.
- Adjustable rate mortgages (ARM)
- Business acquisition loans
- Cash out refinance
- Commercial real estate loans
- +11 more
See this broker 
Mortgage lenderStandard Mortgage Capital LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- +24 more
See this lender- SCMortgage broker
Sun Capital Mortgage, INC.
- Cash out refinance
- Condo mortgages
- Mortgages after bankruptcy or foreclosure
- FHA loans
- +4 more
See this broker 
BankUnited Community Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +22 more
See this bank- VMMortgage broker
Vaster Management, LLC
- Bank statement loans
- Blanket and portfolio loans
- Bridge loans
- Cash out refinance
- +21 more
See this broker
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Other loans in Miami
- Refinance113 firms
- FHA loans87 firms
- First time home buyer loans and programs79 firms
- Jumbo loans77 firms
- Cash out refinance67 firms
- VA loans67 firms
- Investment property and rental loans64 firms
- Second home mortgages62 firms
- Adjustable rate mortgages (ARM)62 firms
- Conventional mortgages60 firms
- Commercial real estate loans53 firms
- HELOCs52 firms
- All home loans in Miami487 firms, every loan type
- Hard money and private money loans across Florida201 firms statewide
Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many lenders offer hard money and private money loans in Miami?
33 firms licensed or chartered to lend in Florida with a Miami office list hard money and private money loans on their own websites as of October 15, 2026: 8 mortgage lenders, 21 mortgage brokers, 1 bank, 3 credit unions. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.
Should I use a broker or a lender for hard money and private money loans?
Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.