Florida › Miami › Home loans for self employed
Home loans for self employed in Miami
39 firms with a Miami office offer at least one loan that fits: 2 mortgage lenders, 25 mortgage brokers, 12 banks. The specific loans behind this page are listed below, each with its own page.
The loans this covers
- Bank statement loans20 firms
- Asset depletion loans19 firms
- No doc loans10 firms
- P&L only loans6 firms
- 1099 income loans6 firms
Mortgage lenderA&D Mortgage LLC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- +22 more
5,245 FL loans in 2025See this lender
BankFirstBank Puerto Rico
- 15 year fixed mortgages
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- +15 more
286 FL loans in 2025See this bank
Mortgage broker1St Choice Financial, INC.
- Assumable mortgages
- Bank statement loans
- Cash out refinance
- Commercial real estate loans
- +17 more
See this broker
Mortgage brokerAll Residential Mortgage LLC
- Bank statement loans
- Construction loans
- FHA loans
- FHA streamline refinance
- +15 more
See this broker
BankAmerant Bank, National Association
- Asset depletion loans
- Bridge loans
- Business acquisition loans
- Commercial real estate loans
- +7 more
See this bank
Mortgage brokerApprool Mortgage LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- +26 more
See this broker- BZMortgage lender
B & Z Asset Management CORP.
- Asset depletion loans
- Commercial real estate loans
See this lender 
BankBankUnited, National Association
- Assumable mortgages
- Business acquisition loans
- Commercial real estate loans
- Conventional mortgages
- +13 more
See this bank
Mortgage brokerBennett Capital Partners, LLC
- 1099 income loans
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Assumable mortgages
- +40 more
See this broker- BMMortgage broker
Bravo Mortgage LLC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bridge loans
- Business acquisition loans
- +18 more
See this broker 
Mortgage brokerCapital Prime Lending LLC
- Asset depletion loans
- Commercial real estate loans
- Conventional mortgages
- DSCR loans
- +3 more
See this broker
BankCity National Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Down payment assistance programs
- Equipment financing
- +8 more
See this bank
BankCity National Bank of Florida
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Down payment assistance programs
- Equipment financing
- +8 more
See this bank- CFMortgage broker
Ctc Financial P.A.
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- Commercial real estate loans
- +14 more
See this broker - FGMortgage broker
Fl Global Solutions CORP.
- Bank statement loans
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +3 more
See this broker 
Mortgage brokerGlobe Mortgage, INC.
- 10 year fixed mortgages
- 1099 income loans
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- +29 more
See this broker
BankInternational Finance Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Business acquisition loans
- Cash out refinance
- +12 more
See this bank- LBMortgage broker
Lending Bankers Mortgage LLC
- Cash out refinance
- Commercial real estate loans
- Condotel loans
- Construction loans
- +19 more
See this broker 
Mortgage brokerMatazwel Mortgage Group LLC
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- DSCR loans
- +11 more
See this broker- MHMortgage broker
Miami Home Financing LLC
- 1099 income loans
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- +22 more
See this broker 
Mortgage brokerNxt Lvl Lending, LLC
- 1099 income loans
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- +14 more
See this broker
BankOcean Bank
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +14 more
See this bank- OMMortgage broker
One Mortgage LLC
- Asset depletion loans
- Bank statement loans
- Bridge loans
- Cash out refinance
- +19 more
See this broker - OMMortgage broker
Optimal Mortgage LLC
- 1099 income loans
- Asset depletion loans
- Bank statement loans
- Bridge loans
- +30 more
See this broker - PFMortgage broker
Premier Financial Services INC.
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Construction loans
- +14 more
See this broker 
Mortgage brokerProsler Corporation
- Asset depletion loans
- Conventional mortgages
- DSCR loans
- FHA loans
- +10 more
See this broker
Mortgage brokerQuest Mortgage Services LLC
- 1099 income loans
- Bridge loans
- Cash out refinance
- Commercial real estate loans
- +12 more
See this broker
Mortgage brokerRoyal Capital Group CORP.
- Bank statement loans
- Cash out refinance
- Commercial real estate loans
- Conventional mortgages
- +13 more
See this broker
Mortgage brokerRush Lending INC.
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Conventional mortgages
- +10 more
See this broker
BankSantander Bank, N.A.
- Asset depletion loans
- Equipment financing
- Net lease financing
- SBA loans
- +1 more
See this bank- SNBank
Seacoast National Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- +15 more
See this bank 
Mortgage brokerSecure Step Mortgage, CORP
- Asset depletion loans
- Bank statement loans
- Blanket and portfolio loans
- Bridge loans
- +15 more
See this broker
Mortgage brokerSouth Atlantic Financial Services CORP.
- 15 year fixed mortgages
- Bank statement loans
- Blanket and portfolio loans
- Cash out refinance
- +17 more
See this broker
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank- PFMortgage broker
The Paramount Funding Company
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Commercial real estate loans
- +18 more
See this broker 
BankU. S. Century Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Commercial real estate loans
- Conventional mortgages
- +14 more
See this bank
BankUnited Community Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +22 more
See this bank- VMMortgage broker
Vaster Management, LLC
- Bank statement loans
- Blanket and portfolio loans
- Bridge loans
- Cash out refinance
- +21 more
See this broker - VSMortgage broker
Verushka's Casa, LLC
- Bank statement loans
- Cash out refinance
- Construction loans
- Conventional mortgages
- +8 more
See this broker
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
Which loans count as home loans for self employed?
This page gathers bank statement loans, 1099 income loans, P&L only loans, WVOE only loans, one year tax return loans, asset depletion loans, no doc loans. A firm appears if its own website lists at least one of them. Each loan also has its own Miami page with only the firms that list it.