Florida › Tampa › Construction, renovation and land loans

Construction, renovation and land loans in Tampa

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

51 firms with a Tampa office offer at least one loan that fits: 15 mortgage lenders, 17 mortgage brokers, 13 banks, 6 credit unions. The specific loans behind this page are listed below, each with its own page.

The loans this covers

• Renovation loans31 firms
• Construction loans29 firms
• Land loans6 firms

• AHMortgage lender

  Absolute Home Mortgage Corporation

  Tampa +5 more NMLS 2211981

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bridge loans
  • Rate buydown mortgages
  • +14 more
  338 FL loans in 2025See this lender
• Mortgage lender

  Acre Mortgage & Financial, INC.

  Tampa NMLS 2450241

  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • +14 more
  96 FL loans in 2025See this lender
• AFMortgage lender

  American Financial Network, INC.

  Tampa +9 more NMLS 1579237

  • Down payment assistance programs
  • DSCR loans
  • FHA loans
  • First time home buyer loans and programs
  • +3 more
  1,724 FL loans in 2025See this lender
• Bank

  American Pride Bank

  Tampa +1 more

  • Commercial real estate loans
  • Construction loans
  • Equipment financing
  • Investment property and rental loans
  • +5 more
  6 FL loans in 2025See this bank
• Credit union

  DFCU Financial

  Tampa +2 more

  • Adjustable rate mortgages (ARM)
  • Construction loans
  • HELOCs
  • Home equity loans
  • +4 more
  295 FL loans in 2025See this credit union
• Mortgage lender

  Embrace Home Loans, INC.

  Tampa +5 more NMLS 1190302

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +20 more
  627 FL loans in 2025See this lender
• FIMortgage lender

  Fairway Independent Mortgage Corporation

  Tampa +19 more NMLS 1162377

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Bridge loans
  • Rate buydown mortgages
  • +15 more
  3,153 FL loans in 2025See this lender
• Bank

  First-Citizens Bank & Trust Company

  Tampa +21 more

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +18 more
  266 FL loans in 2025See this bank
• GMMortgage lender

  Guild Mortgage Company LLC

  Tampa +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• HAMortgage lender

  Home Access Financial, LLC

  Tampa NMLS 1516011

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • Construction loans
  • +14 more
  75 FL loans in 2025See this lender
• PRMortgage lender

  Paramount Residential Mortgage Group, INC.

  Tampa +15 more NMLS 1079495

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • FHA loans
  • First time home buyer loans and programs
  • +10 more
  3,741 FL loans in 2025See this lender
• Credit union

  Tampa Bay

  Tampa

  • Mortgages after bankruptcy or foreclosure
  • Down payment assistance programs
  • FHA loans
  • First time home buyer loans and programs
  • +8 more
  17 FL loans in 2025See this credit union
• MFMortgage lender

  The Mortgage Firm, INC.

  Tampa +17 more NMLS 1230836

  • 15 year fixed mortgages
  • Alt doc HELOCs
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +25 more
  2,851 FL loans in 2025See this lender
• Mortgage broker

  5 Star Mortgage, LLC

  Tampa NMLS 1693282

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Rate buydown mortgages
  • +18 more
  See this broker
• Bank

  Amerant Bank, National Association

  Tampa +16 more

  • Asset depletion loans
  • Bridge loans
  • Business acquisition loans
  • Commercial real estate loans
  • +7 more
  See this bank
• Bank

  American Momentum Bank

  Tampa +7 more

  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • Commercial real estate loans
  • +13 more
  See this bank
• Mortgage broker

  American Mortgage Services, INC.

  Tampa NMLS 259805

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +18 more
  See this broker
• Mortgage broker

  American Nationwide Mortgage Company, INC.

  Tampa +1 more NMLS 13392

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +14 more
  See this broker
• Mortgage broker

  Associates Home Loan Of Florida , INC

  Tampa NMLS 380601

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Bridge loans
  • +16 more
  See this broker
• BCBank

  Bank of Central Florida

  Tampa +3 more

  • Commercial real estate loans
  • Construction loans
  • Equipment financing
  • HELOCs
  • +3 more
  See this bank
• Mortgage broker

  Bay To Bay Lending LLC

  Tampa NMLS 4102

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Construction loans
  • Conventional mortgages
  • +12 more
  See this broker
• Mortgage broker

  Bliss Mortgage LLC

  Tampa NMLS 1564092

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Conventional mortgages
  • +11 more
  See this broker
• Mortgage broker

  Blue Dolphin Capital, INC

  Tampa NMLS 1787779

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +14 more
  See this broker
• Mortgage broker

  Bluegrey Mortgage, LLC

  Tampa +1 more NMLS 1652977

  • Bank statement loans
  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • +16 more
  See this broker
• Mortgage broker

  Christen Burden LLC

  Tampa NMLS 2579763

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Cash out refinance
  • +14 more
  See this broker
• Credit union

  Coast 2 Coast Credit Union

  Tampa

  • Cash out refinance
  • First time home buyer loans and programs
  • HELOCs
  • Home equity loans
  • +4 more
  See this credit union
• CBBank

  Cogent Bank

  Tampa +10 more

  • Asset depletion loans
  • Bridge loans
  • Business acquisition loans
  • Commercial real estate loans
  • +16 more
  See this bank
• EHMortgage broker

  Edge Home Finance, LLC

  Tampa +25 more NMLS 2135961

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  See this broker
• Mortgage lender

  Envoy Mortgage Ltd

  Tampa +1 more NMLS 2302318

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +19 more
  See this lender
• Mortgage lender

  First Heritage Mortgage, LLC

  Tampa +2 more NMLS 2319109

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • +17 more
  See this lender
• Bank

  Florida Capital Bank, National Association

  Tampa +3 more

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Business acquisition loans
  • Rate buydown mortgages
  • +14 more
  See this bank
• Mortgage broker

  Florida Mortgage Outlet, INC.

  Tampa NMLS 2457141

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  See this broker
• GFCredit union

  GTE Financial

  Tampa +2 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • +10 more
  See this credit union
• Bank

  Hancock Whitney Bank

  Tampa +27 more

  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • +9 more
  See this bank
• Mortgage lender

  Marimark Mortgage, LLC

  Tampa NMLS 248318

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • +19 more
  See this lender
• MMMortgage broker

  Martin Mortgage Financial, LLC

  Tampa NMLS 1882582

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Conventional mortgages
  • +13 more
  See this broker
• Mortgage lender

  New American Funding, LLC

  Tampa +21 more NMLS 1508483

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Construction loans
  • +10 more
  See this lender
• NMMortgage broker

  Nexa Mortgage, LLC

  Tampa +38 more NMLS 1921833

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • First time home buyer loans and programs
  • +8 more
  See this broker
• Mortgage lender

  Onboard 1 Mortgage LLC

  Tampa +2 more NMLS 1664972

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • +16 more
  See this lender
• Credit union

  Powernet

  Tampa

  • Adjustable rate mortgages (ARM)
  • Construction loans
  • HELOCs
  • Home equity loans
  • +3 more
  See this credit union
• Mortgage broker

  Pro Option Mortgage, INC.

  Tampa NMLS 390492

  • Bridge loans
  • DSCR loans
  • FHA loans
  • Fix and flip loans
  • +7 more
  See this broker
• RDMortgage broker

  Real Deal Mortgage Solutions, LLC

  Tampa NMLS 2114942

  • Bank statement loans
  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • +9 more
  See this broker
• SNBank

  Seacoast National Bank

  Tampa +70 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • +15 more
  See this bank
• Bank

  TD Bank, National Association

  Tampa +99 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Construction loans
  • +11 more
  See this bank
• Bank

  The Bank of Tampa

  Tampa +7 more

  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • Equipment financing
  • +4 more
  See this bank
• LGMortgage lender

  The Lending Group Company

  Tampa +1 more NMLS 2444418

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • FHA loans
  • FHA streamline refinance
  • +9 more
  See this lender
• Mortgage broker

  Titan Home Lending,LLC

  Tampa NMLS 2896713

  • Bank statement loans
  • Cash out refinance
  • Conventional mortgages
  • FHA loans
  • +9 more
  See this broker
• Credit union

  Transport

  Tampa

  • Cash out refinance
  • First time home buyer loans and programs
  • HELOCs
  • Home equity loans
  • +4 more
  See this credit union
• Bank

  Truist Bank

  Tampa +194 more

  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • FHA loans
  • +7 more
  See this bank
• Bank

  United Community Bank

  Tampa +19 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Cash out refinance
  • Commercial real estate loans
  • +22 more
  See this bank
• Mortgage broker

  United Mortgage Group, INC.

  Tampa +5 more NMLS 1299516

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • DSCR loans
  • +8 more
  See this broker

• All home loans in Tampa274 firms, every loan type

Hillsborough County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

Which loans count as construction, renovation and land loans?

This page gathers construction loans, renovation loans, spec construction loans, land loans. A firm appears if its own website lists at least one of them. Each loan also has its own Tampa page with only the firms that list it.