Florida › Cash out refinance

Cash out refinance in Florida

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

536 firms with a Florida office list cash out refinance on their own sites: 111 mortgage lenders, 376 mortgage brokers, 24 banks, 25 credit unions. Pick a city for the local list, or scan the firms with the most complete public data below.

By city

• Miami67 firms
• Orlando59 firms
• Tampa52 firms
• Boca Raton35 firms
• Jacksonville33 firms
• Naples25 firms
• Fort Lauderdale22 firms
• Coral Gables20 firms
• Sarasota19 firms

24 of the 536 firms

Firms appear here as their city goes live.

• Mortgage lender

  A&D Mortgage LLC

  Fort Lauderdale +1 more NMLS 1857076

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • +22 more
  5,245 FL loans in 2025See this lender
• Mortgage lender

  Acre Mortgage & Financial, INC.

  Tampa NMLS 2450241

  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • +14 more
  96 FL loans in 2025See this lender
• AMMortgage lender

  Alcova Mortgage LLC

  Crystal River +4 more NMLS 1458429

  • 1099 income loans
  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • +12 more
  158 FL loans in 2025See this lender
• Credit union

  American Airlines Federal Credit Union

  Miami

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • +12 more
  282 FL loans in 2025See this credit union
• Mortgage lender

  American Liberty Mortgage, Incorporated

  Lakeland +2 more NMLS 1424318

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • +14 more
  76 FL loans in 2025See this lender
• Mortgage lender

  Americas Mortgage Professionals, LLC

  Fort Lauderdale +1 more NMLS 166964

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • First time home buyer loans and programs
  • +5 more
  51 FL loans in 2025See this lender
• CFMortgage lender

  Cardinal Financial Company, Limited Partnership

  Jacksonville NMLS 2751606

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Condo mortgages
  • +13 more
  1,232 FL loans in 2025See this lender
• Mortgage lender

  Carrington Mortgage Services, LLC

  Jacksonville +1 more NMLS 1133936

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • Conventional mortgages
  • +10 more
  1,296 FL loans in 2025See this lender
• Credit union

  Coastline

  Jacksonville

  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • First time home buyer loans and programs
  • +9 more
  81 FL loans in 2025See this credit union
• CFCredit union

  Community First Credit Union Of Flo

  Jacksonville

  • 10 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • +9 more
  1,135 FL loans in 2025See this credit union
• CRMortgage lender

  Consumer Real Estate Finance Co.

  Fort Lauderdale +2 more NMLS 104621

  • Bank statement loans
  • Bridge loans
  • Business acquisition loans
  • Cash out refinance
  • +17 more
  107 FL loans in 2025See this lender
• Credit union

  Dade County

  Cutler Bay +7 more

  • Cash out refinance
  • FHA loans
  • HELOCs
  • Home equity loans
  • +5 more
  296 FL loans in 2025See this credit union
• Mortgage lender

  Dos Mortgage LLC

  Naples NMLS 2679016

  • Cash out refinance
  • First time home buyer loans and programs
  • ITIN mortgages
  • Refinance
  134 FL loans in 2025See this lender
• Mortgage lender

  Embrace Home Loans, INC.

  Gainesville +5 more NMLS 1190302

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +20 more
  627 FL loans in 2025See this lender
• Credit union

  Florida

  Belleview +7 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • +18 more
  840 FL loans in 2025See this credit union
• GMMortgage lender

  Guild Mortgage Company LLC

  Boca Raton +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• LHMortgage lender

  Land Home Financial Services, INC.

  Boca Raton +2 more NMLS 1242469

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Down payment assistance programs
  • +13 more
  22 FL loans in 2025See this lender
• Bank

  Manufacturers and Traders Trust Company

  Naples +2 more

  • Assumable mortgages
  • Cash out refinance
  • FHA loans
  • HELOCs
  • +7 more
  342 FL loans in 2025See this bank
• MEMortgage lender

  Mortgage Equity Partners LLC

  Fort Walton Beach +1 more NMLS 1680571

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Cash out refinance
  • +13 more
  363 FL loans in 2025See this lender
• MSMortgage lender

  Mortgage Solutions Of Colorado, LLC

  Boca Raton +2 more NMLS 2180814

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • +9 more
  380 FL loans in 2025See this lender
• MMMortgage lender

  Movement Mortgage, LLC

  Bonita Springs +24 more NMLS 1166394

  • Cash out refinance
  • Condo mortgages
  • Conventional mortgages
  • DSCR loans
  • +12 more
  4,122 FL loans in 2025See this lender
• Mortgage lender

  Newrez LLC

  Bonita Springs +5 more NMLS 1428691

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Crypto backed mortgages
  • +12 more
  5,643 FL loans in 2025See this lender
• Credit union

  Orlando

  Orlando

  • 15 year fixed mortgages
  • Cash out refinance
  • Conventional mortgages
  • FHA loans
  • +8 more
  15 FL loans in 2025See this credit union
• Credit union

  Radifi

  Atlantic Beach +3 more

  • 10 year fixed mortgages
  • Cash out refinance
  • First time home buyer loans and programs
  • HELOCs
  • +5 more
  314 FL loans in 2025See this credit union

• All of FloridaEvery city and loan type

Questions people ask

How many Florida lenders offer cash out refinance?

536 firms with a Florida office list cash out refinance on their own websites as of October 15, 2026: 111 mortgage lenders, 376 mortgage brokers, 24 banks, 25 credit unions. Out-of-state companies licensed in Florida without a local office are not counted here.