Florida › Fort Lauderdale › No or low down payment home loans
No or low down payment home loans in Fort Lauderdale
40 firms with a Fort Lauderdale office offer at least one loan that fits: 15 mortgage lenders, 12 mortgage brokers, 10 banks, 3 credit unions. The specific loans behind this page are listed below, each with its own page.
The loans this covers
- First time home buyer loans and programs30 firms
- VA loans26 firms
- USDA loans19 firms
- Florida Housing and Hometown Heroes loans16 firms
- Down payment assistance programs14 firms
Mortgage lenderA&D Mortgage LLC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- +22 more
5,245 FL loans in 2025See this lender- AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender 
Mortgage lenderAmericas Mortgage Professionals, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +5 more
51 FL loans in 2025See this lender- CRMortgage lender
Consumer Real Estate Finance Co.
- Bank statement loans
- Bridge loans
- Business acquisition loans
- Cash out refinance
- +17 more
107 FL loans in 2025See this lender 
BankFirst-Citizens Bank & Trust Company
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +18 more
266 FL loans in 2025See this bank
Credit unionSpace Coast
- Adjustable rate mortgages (ARM)
- Condo mortgages
- Construction loans
- FHA loans
- +6 more
5,900 FL loans in 2025See this credit union- TFCredit union
Tropical Financial
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Condo mortgages
- First time home buyer loans and programs
- +7 more
381 FL loans in 2025See this credit union - WFCredit union
We Florida Financial
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Refinance
- +2 more
162 FL loans in 2025See this credit union - CFMortgage lender
Cornerstone First Mortgage, INC.
- Florida Housing and Hometown Heroes loans
1,568 FL loans in 2025See this lender - CMMortgage lender
Crosscountry Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Condo mortgages
- Conventional mortgages
- +13 more
11,987 FL loans in 2025See this lender - GRMortgage lender
Guaranteed Rate Affinity, LLC
- Florida Housing and Hometown Heroes loans
1,458 FL loans in 2025See this lender 
Mortgage lenderPrimary Residential Mortgage, INC.
- Florida Housing and Hometown Heroes loans
582 FL loans in 2025See this lender
Mortgage broker5Th Avenue Mortgage Corporation
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- DSCR loans
- +12 more
See this broker
Mortgage brokerAaa Capital Funding, INC.
- Asset depletion loans
- Assumable mortgages
- Bank statement loans
- Cash out refinance
- +20 more
See this broker- AMMortgage lender
Advanced Mortgage Planners, INC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- FHA loans
- +4 more
See this lender - AHMortgage lender
American Home Loan Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Bridge loans
- Commercial real estate loans
- Construction loans
- +14 more
See this lender 
Mortgage brokerCapitol Lending Group INC
- First time home buyer loans and programs
- Refinance
- Second home mortgages
- VA loans
See this broker- CMMortgage broker
Celebrity Mortgage Corporation
- Commercial real estate loans
- FHA loans
- First time home buyer loans and programs
- Foreign national mortgages
- +9 more
See this broker 
BankCity National Bank of Florida
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Down payment assistance programs
- Equipment financing
- +8 more
See this bank- EHMortgage broker
Edge Home Finance, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
See this broker 
Mortgage lenderFederated Mortgage Services INC.
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Blanket and portfolio loans
- +13 more
See this lender
BankFirst National Bank of Coffee County
- Bridge loans
- Business acquisition loans
- Cash out refinance
- Commercial real estate loans
- +16 more
See this bank- FSMortgage broker
Florida State Mortgage Group, INC.
- Cash out refinance
- Condo mortgages
- Conventional mortgages
- Down payment assistance programs
- +7 more
See this broker 
Mortgage brokerFlvmc LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- +15 more
See this broker
Mortgage brokerGold Coast Mortgages, LLC
- 1099 income loans
- Asset depletion loans
- Bank statement loans
- Cash out refinance
- +27 more
See this broker
BankJPMorgan Chase Bank, National Association
- Adjustable rate mortgages (ARM)
- FHA loans
- First time home buyer loans and programs
- Refinance
- +4 more
See this bank
Mortgage lenderLoanhouse Mortgage Capital, INC.
- Bank statement loans
- Commercial real estate loans
- Conventional mortgages
- DSCR loans
- +10 more
See this lender
Mortgage lenderMutual Of Omaha Mortgage, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bridge loans
- Rate buydown mortgages
- +15 more
See this lender- NMMortgage broker
Nexa Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +8 more
See this broker 
BankParadise Bank
- Adjustable rate mortgages (ARM)
- Bridge loans
- Business acquisition loans
- Commercial real estate loans
- +9 more
See this bank
Mortgage lenderPremium Mortgage Corporation
- Conventional mortgages
- Down payment assistance programs
- DSCR loans
- FHA loans
- +6 more
See this lender- SNBank
Seacoast National Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- +15 more
See this bank 
Mortgage lenderSmart Mortgage Solutions LLC
- 1099 income loans
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +26 more
See this lender- SMMortgage broker
Solutions Mortgage Lending Group, LLC
- Bank statement loans
- Bridge loans
- Cash out refinance
- Conventional mortgages
- +16 more
See this broker 
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank- DGMortgage broker
The Doce Group LLC
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- Rate buydown mortgages
- +15 more
See this broker - MPMortgage broker
The Mortgage Pros Of America, LLC.
- 1099 income loans
- Cash out refinance
- Condotel loans
- DACA and visa holder mortgages
- +8 more
See this broker 
BankTruist Bank
- Cash out refinance
- Commercial real estate loans
- Construction loans
- FHA loans
- +7 more
See this bank
BankUnited Community Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +22 more
See this bank
BankValley National Bank
- First time home buyer loans and programs
- Refinance
See this bank
Is this your company? Claim free to receive inquiries from this page, add programs and contacts, and respond to or correct anything here. How claiming works · Request a correction
Broward County at a glance
| Mortgage applications filed in 2025 | 75,964 |
| Loans originated | 31,292 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 4% |
| Investor and second home share | 14% |
| Dollar volume originated | $13,168,940,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Broward County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
Which loans count as no or low down payment home loans?
This page gathers VA loans, USDA loans, down payment assistance programs, florida housing and hometown heroes loans, first time home buyer loans and programs. A firm appears if its own website lists at least one of them. Each loan also has its own Fort Lauderdale page with only the firms that list it.