Florida › Miami › Construction, renovation and land loans

Construction, renovation and land loans in Miami

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

56 firms with a Miami office offer at least one loan that fits: 12 mortgage lenders, 29 mortgage brokers, 13 banks, 2 credit unions. The specific loans behind this page are listed below, each with its own page.

The loans this covers

• Construction loans41 firms
• Renovation loans23 firms
• Spec construction loans8 firms
• Land loans7 firms

• Credit union

  American Airlines Federal Credit Union

  Miami

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • +12 more
  282 FL loans in 2025See this credit union
• AFMortgage lender

  American Financial Network, INC.

  Miami +9 more NMLS 1579237

  • Down payment assistance programs
  • DSCR loans
  • FHA loans
  • First time home buyer loans and programs
  • +3 more
  1,724 FL loans in 2025See this lender
• FIMortgage lender

  Fairway Independent Mortgage Corporation

  Miami +19 more NMLS 1162377

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Bridge loans
  • Rate buydown mortgages
  • +15 more
  3,153 FL loans in 2025See this lender
• Bank

  FirstBank Puerto Rico

  Miami +5 more

  • 15 year fixed mortgages
  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • +15 more
  286 FL loans in 2025See this bank
• GMMortgage lender

  Guild Mortgage Company LLC

  Miami +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• PRMortgage lender

  Paramount Residential Mortgage Group, INC.

  Miami +15 more NMLS 1079495

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • FHA loans
  • First time home buyer loans and programs
  • +10 more
  3,741 FL loans in 2025See this lender
• Credit union

  Space Coast

  Miami +36 more

  • Adjustable rate mortgages (ARM)
  • Condo mortgages
  • Construction loans
  • FHA loans
  • +6 more
  5,900 FL loans in 2025See this credit union
• Mortgage broker

  1St Choice Financial, INC.

  Miami NMLS 2597847

  • Assumable mortgages
  • Bank statement loans
  • Cash out refinance
  • Commercial real estate loans
  • +17 more
  See this broker
• Mortgage broker

  Aim Mortgage LLC

  Miami NMLS 1912919

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  See this broker
• Mortgage broker

  All Residential Mortgage LLC

  Miami NMLS 1801579

  • Bank statement loans
  • Construction loans
  • FHA loans
  • FHA streamline refinance
  • +15 more
  See this broker
• Bank

  Amerant Bank, National Association

  Miami +16 more

  • Asset depletion loans
  • Bridge loans
  • Business acquisition loans
  • Commercial real estate loans
  • +7 more
  See this bank
• Bank

  Banesco USA

  Miami +3 more

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Business acquisition loans
  • Cash out refinance
  • +13 more
  See this bank
• Mortgage broker

  Bennett Capital Partners, LLC

  Miami NMLS 2046862

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Assumable mortgages
  • +40 more
  See this broker
• Mortgage broker

  Blacksquire Mortgage LLC

  Miami NMLS 2387954

  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +10 more
  See this broker
• BMMortgage broker

  Bravo Mortgage LLC

  Miami NMLS 1893804

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bridge loans
  • Business acquisition loans
  • +18 more
  See this broker
• Mortgage broker

  Capital Prime Lending LLC

  Miami NMLS 2610803

  • Asset depletion loans
  • Commercial real estate loans
  • Conventional mortgages
  • DSCR loans
  • +3 more
  See this broker
• Mortgage broker

  Capital Trust Mortgage CORP.

  Miami NMLS 322180

  • Adjustable rate mortgages (ARM)
  • Commercial real estate loans
  • Condo mortgages
  • Condotel loans
  • +15 more
  See this broker
• Mortgage broker

  Capstone Mortgage Lending LLC

  Miami +3 more NMLS 1973764

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  See this broker
• CCMortgage lender

  Columbus Capital Lending, LLC

  Miami +3 more NMLS 1044126

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • FHA loans
  • +10 more
  See this lender
• Mortgage broker

  Dade Mortgage Solutions LLC

  Miami NMLS 1982016

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  See this broker
• Bank

  Eastern National Bank

  Miami +1 more

  • Commercial real estate loans
  • Construction loans
  • First time home buyer loans and programs
  • HELOCs
  • +4 more
  See this bank
• Mortgage lender

  Foundation Lenders INC

  Miami NMLS 1623295

  • Commercial real estate loans
  • Construction loans
  • FHA loans
  • Foreign national mortgages
  • +6 more
  See this lender
• Mortgage broker

  Globe Mortgage, INC.

  Miami NMLS 1390856

  • 10 year fixed mortgages
  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • +29 more
  See this broker
• Bank

  Grove Bank & Trust

  Miami +3 more

  • Commercial real estate loans
  • Construction loans
  • HELOCs
  • Refinance
  • +1 more
  See this bank
• HMMortgage lender

  Heart Mortgage Corporation

  Miami +2 more NMLS 2045769

  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +17 more
  See this lender
• Bank

  Helm Bank USA

  Miami +1 more

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +6 more
  See this bank
• Mortgage lender

  Helm Mortgage CORP.

  Miami NMLS 2448506

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • +15 more
  See this lender
• Mortgage broker

  Homeone Mortgage LLC

  Miami +1 more NMLS 2424383

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +13 more
  See this broker
• Bank

  International Finance Bank

  Miami

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Business acquisition loans
  • Cash out refinance
  • +12 more
  See this bank
• Mortgage broker

  International Monetary Mortgage Fund, INC.

  Miami NMLS 376614

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +19 more
  See this broker
• Mortgage lender

  Kalbadvisors Mortgage Solutions LLC

  Miami +1 more NMLS 2827992

  • 15 year fixed mortgages
  • Blanket and portfolio loans
  • Bridge loans
  • Commercial real estate loans
  • +11 more
  See this lender
• LBMortgage broker

  Lending Bankers Mortgage LLC

  Miami NMLS 383682

  • Cash out refinance
  • Commercial real estate loans
  • Condotel loans
  • Construction loans
  • +19 more
  See this broker
• LMMortgage broker

  Ljc Mortgage CORP.

  Miami NMLS 1582886

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Conventional mortgages
  • +12 more
  See this broker
• MHMortgage broker

  Miami Home Financing LLC

  Miami NMLS 2822211

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • +22 more
  See this broker
• MGMortgage broker

  Multilending Group LLC

  Miami NMLS 370824

  • Blanket and portfolio loans
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +14 more
  See this broker
• Mortgage lender

  Nationwide Mortgage Bankers, INC.

  Miami +6 more NMLS 2467738

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • +12 more
  See this lender
• NMMortgage broker

  Nexa Mortgage, LLC

  Miami +38 more NMLS 1921833

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • First time home buyer loans and programs
  • +8 more
  See this broker
• Bank

  Ocean Bank

  Miami +12 more

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +14 more
  See this bank
• OMMortgage broker

  One Mortgage LLC

  Miami NMLS 2293756

  • Asset depletion loans
  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • +19 more
  See this broker
• OMMortgage broker

  Optimal Mortgage LLC

  Miami NMLS 2503896

  • 1099 income loans
  • Asset depletion loans
  • Bank statement loans
  • Bridge loans
  • +30 more
  See this broker
• Bank

  Popular Bank

  Miami +8 more

  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +8 more
  See this bank
• PFMortgage broker

  Premier Financial Services INC.

  Miami NMLS 1433836

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • Construction loans
  • +14 more
  See this broker
• Mortgage broker

  Quest Mortgage Services LLC

  Miami NMLS 2508429

  • 1099 income loans
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +12 more
  See this broker
• Mortgage lender

  Rp Capital Partners INC

  Miami NMLS 2469193

  • Bridge loans
  • Commercial real estate loans
  • Construction loans
  • DSCR loans
  • +6 more
  See this lender
• SNBank

  Seacoast National Bank

  Miami +70 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • +15 more
  See this bank
• Mortgage broker

  Secure Step Mortgage, CORP

  Miami NMLS 2767457

  • Asset depletion loans
  • Bank statement loans
  • Blanket and portfolio loans
  • Bridge loans
  • +15 more
  See this broker
• Mortgage lender

  Standard Mortgage Capital LLC

  Miami +10 more NMLS 1604663

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Bridge loans
  • +24 more
  See this lender
• Mortgage broker

  Strock & Tanner Mortgage CORP.

  Miami NMLS 335047

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • FHA loans
  • +13 more
  See this broker
• Bank

  TD Bank, National Association

  Miami +99 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Construction loans
  • +11 more
  See this bank
• TMMortgage broker

  Team Mc Home Loans LLC

  Miami NMLS 1931802

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • +15 more
  See this broker
• PFMortgage broker

  The Paramount Funding Company

  Miami +1 more NMLS 374701

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • Commercial real estate loans
  • +18 more
  See this broker
• Bank

  Truist Bank

  Miami +194 more

  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • FHA loans
  • +7 more
  See this bank
• Bank

  United Community Bank

  Miami +19 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Cash out refinance
  • Commercial real estate loans
  • +22 more
  See this bank
• Mortgage broker

  United Mortgage Group, INC.

  Miami +5 more NMLS 1299516

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • DSCR loans
  • +8 more
  See this broker
• VMMortgage broker

  Vaster Management, LLC

  Miami NMLS 1804955

  • Bank statement loans
  • Blanket and portfolio loans
  • Bridge loans
  • Cash out refinance
  • +21 more
  See this broker
• VSMortgage broker

  Verushka's Casa, LLC

  Miami NMLS 2588850

  • Bank statement loans
  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • +8 more
  See this broker

• All home loans in Miami487 firms, every loan type

Miami-Dade County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

Which loans count as construction, renovation and land loans?

This page gathers construction loans, renovation loans, spec construction loans, land loans. A firm appears if its own website lists at least one of them. Each loan also has its own Miami page with only the firms that list it.