Florida › Tampa › Home equity and cash out loans

Home equity and cash out loans in Tampa

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

78 firms with a Tampa office offer at least one loan that fits: 19 mortgage lenders, 31 mortgage brokers, 14 banks, 14 credit unions. The specific loans behind this page are listed below, each with its own page.

The loans this covers

• Cash out refinance52 firms
• HELOCs49 firms
• Home equity loans33 firms

• Mortgage lender

  Acre Mortgage & Financial, INC.

  Tampa NMLS 2450241

  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • +14 more
  96 FL loans in 2025See this lender
• Mortgage lender

  Americas Mortgage Professionals, LLC

  Tampa +1 more NMLS 166964

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • First time home buyer loans and programs
  • +5 more
  51 FL loans in 2025See this lender
• Bank

  BayFirst National Bank

  Tampa +7 more

  • Conventional mortgages
  • FHA loans
  • First time home buyer loans and programs
  • HELOCs
  • +6 more
  463 FL loans in 2025See this bank
• Credit union

  DFCU Financial

  Tampa +2 more

  • Adjustable rate mortgages (ARM)
  • Construction loans
  • HELOCs
  • Home equity loans
  • +4 more
  295 FL loans in 2025See this credit union
• Mortgage lender

  Embrace Home Loans, INC.

  Tampa +5 more NMLS 1190302

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +20 more
  627 FL loans in 2025See this lender
• Credit union

  Floridacentral

  Tampa +9 more

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • First time home buyer loans and programs
  • HELOCs
  • +3 more
  174 FL loans in 2025See this credit union
• Credit union

  Grow Financial

  Tampa +12 more

  • Commercial real estate loans
  • HELOCs
  • Home equity loans
  • Investment property and rental loans
  • +2 more
  360 FL loans in 2025See this credit union
• GMMortgage lender

  Guild Mortgage Company LLC

  Tampa +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• NFCredit union

  Navy Federal Credit Union

  Tampa +24 more

  • HELOCs
  • Home equity loans
  • Refinance
  • Restaurant financing
  • +2 more
  8,416 FL loans in 2025See this credit union
• Mortgage lender

  Newrez LLC

  Tampa +5 more NMLS 1428691

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Crypto backed mortgages
  • +12 more
  5,643 FL loans in 2025See this lender
• Credit union

  Tampa Bay

  Tampa

  • Mortgages after bankruptcy or foreclosure
  • Down payment assistance programs
  • FHA loans
  • First time home buyer loans and programs
  • +8 more
  17 FL loans in 2025See this credit union
• TPCredit union

  Tampa Postal

  Tampa +2 more

  • HELOCs
  • Home equity loans
  • Refinance
  22 FL loans in 2025See this credit union
• MFMortgage lender

  The Mortgage Firm, INC.

  Tampa +17 more NMLS 1230836

  • 15 year fixed mortgages
  • Alt doc HELOCs
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +25 more
  2,851 FL loans in 2025See this lender
• Credit union

  Together Credit Union

  Tampa +2 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  43 FL loans in 2025See this credit union
• Credit union

  Usf Federal Credit Union

  Tampa +3 more

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • FHA loans
  • +8 more
  324 FL loans in 2025See this credit union
• CMMortgage lender

  Crosscountry Mortgage, LLC

  Tampa +38 more NMLS 1212907

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Condo mortgages
  • Conventional mortgages
  • +13 more
  11,987 FL loans in 2025See this lender
• Mortgage broker

  5 Star Mortgage, LLC

  Tampa NMLS 1693282

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Rate buydown mortgages
  • +18 more
  See this broker
• Bank

  Amerant Bank, National Association

  Tampa +16 more

  • Asset depletion loans
  • Bridge loans
  • Business acquisition loans
  • Commercial real estate loans
  • +7 more
  See this bank
• Bank

  American Momentum Bank

  Tampa +7 more

  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • Commercial real estate loans
  • +13 more
  See this bank
• Mortgage broker

  American Mortgage Services, INC.

  Tampa NMLS 259805

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +18 more
  See this broker
• Mortgage broker

  American Nationwide Mortgage Company, INC.

  Tampa +1 more NMLS 13392

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +14 more
  See this broker
• AMMortgage broker

  Anchor Mortgage Co

  Tampa +1 more NMLS 2700159

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +12 more
  See this broker
• Mortgage broker

  Associates Home Loan Of Florida , INC

  Tampa NMLS 380601

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Bridge loans
  • +16 more
  See this broker
• BCBank

  Bank of Central Florida

  Tampa +3 more

  • Commercial real estate loans
  • Construction loans
  • Equipment financing
  • HELOCs
  • +3 more
  See this bank
• Bank

  Bank OZK

  Tampa +31 more

  • Farm loans
  • HELOCs
  See this bank
• Bank

  BankUnited, National Association

  Tampa +38 more

  • Assumable mortgages
  • Business acquisition loans
  • Commercial real estate loans
  • Conventional mortgages
  • +13 more
  See this bank
• Mortgage broker

  Bay To Bay Lending LLC

  Tampa NMLS 4102

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Construction loans
  • Conventional mortgages
  • +12 more
  See this broker
• Mortgage broker

  Bliss Mortgage LLC

  Tampa NMLS 1564092

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Conventional mortgages
  • +11 more
  See this broker
• Mortgage broker

  Blue Dolphin Capital, INC

  Tampa NMLS 1787779

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +14 more
  See this broker
• Mortgage broker

  Bluegrey Mortgage, LLC

  Tampa +1 more NMLS 1652977

  • Bank statement loans
  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • +16 more
  See this broker
• Bank

  Central Bank

  Tampa +2 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • +11 more
  See this bank
• Mortgage broker

  Christen Burden LLC

  Tampa NMLS 2579763

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Cash out refinance
  • +14 more
  See this broker
• Credit union

  Coast 2 Coast Credit Union

  Tampa

  • Cash out refinance
  • First time home buyer loans and programs
  • HELOCs
  • Home equity loans
  • +4 more
  See this credit union
• EMMortgage broker

  Ebenezer Mortgage Solutions, LLC

  Tampa NMLS 1912387

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +19 more
  See this broker
• EHMortgage broker

  Edge Home Finance, LLC

  Tampa +25 more NMLS 2135961

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  See this broker
• Mortgage lender

  Envoy Mortgage Ltd

  Tampa +1 more NMLS 2302318

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +19 more
  See this lender
• Credit union

  Ficare

  Tampa +4 more

  • Cash out refinance
  • Hotel financing
  • Refinance
  See this credit union
• Mortgage lender

  First Heritage Mortgage, LLC

  Tampa +2 more NMLS 2319109

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • +17 more
  See this lender
• FHBank

  First Horizon Bank

  Tampa +42 more

  • Adjustable rate mortgages (ARM)
  • Mortgages after bankruptcy or foreclosure
  • HELOCs
  • Refinance
  • +2 more
  See this bank
• FSMortgage broker

  First Security Mortgage Services, INC.

  Tampa NMLS 226560

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Home equity loans
  • +2 more
  See this broker
• Mortgage broker

  Florida Mortgage Outlet, INC.

  Tampa NMLS 2457141

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  See this broker
• Credit union

  Florida West Coast

  Tampa +1 more

  • FHA loans
  • First time home buyer loans and programs
  • HELOCs
  • Refinance
  See this credit union
• Mortgage broker

  Florida's Best Mortgage Company LLC

  Tampa +7 more NMLS 2090602

  • Adjustable rate mortgages (ARM)
  • Mortgages after bankruptcy or foreclosure
  • FHA loans
  • HELOCs
  • +4 more
  See this broker
• Mortgage broker

  Fluxx Mortgage & Financial LLC

  Tampa NMLS 1939945

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • DSCR loans
  • +9 more
  See this broker
• Mortgage broker

  Flvmc LLC

  Tampa +11 more NMLS 1299512

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • +15 more
  See this broker
• GFCredit union

  GTE Financial

  Tampa +2 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • +10 more
  See this credit union
• Bank

  Hancock Whitney Bank

  Tampa +27 more

  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • +9 more
  See this bank
• HMMortgage broker

  Home Mortgage Lenders, INC.

  Tampa NMLS 372873

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • +3 more
  See this broker
• Mortgage broker

  Infinity Wholesale Mortgages, LLC

  Tampa NMLS 2420223

  • Cash out refinance
  • HELOCs
  See this broker
• Mortgage lender

  Loanflight Lending, LLC

  Tampa NMLS 1522344

  • 1099 income loans
  • Asset depletion loans
  • Bank statement loans
  • Cash out refinance
  • +13 more
  See this lender
• Mortgage broker

  Logorz Capital INC

  Tampa NMLS 2427579

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +11 more
  See this broker
• Mortgage lender

  Lone Mortgage, INC.

  Tampa NMLS 2369383

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • First time home buyer loans and programs
  • +8 more
  See this lender
• Mortgage lender

  Marimark Mortgage, LLC

  Tampa NMLS 248318

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • +19 more
  See this lender
• MMMortgage broker

  Martin Mortgage Financial, LLC

  Tampa NMLS 1882582

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Conventional mortgages
  • +13 more
  See this broker
• MCMortgage lender

  Melange Capital Investments LLC

  Tampa NMLS 1845455

  • Cash out refinance
  • Commercial real estate loans
  • Conventional mortgages
  • FHA loans
  • +12 more
  See this lender
• Mortgage broker

  Mor Investments LLC

  Tampa NMLS 2257980

  • 1099 income loans
  • Commercial real estate loans
  • Conventional mortgages
  • DSCR loans
  • +16 more
  See this broker
• Mortgage lender

  Mutual Of Omaha Mortgage, INC.

  Tampa +9 more NMLS 1812925

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • +15 more
  See this lender
• Mortgage lender

  New American Funding, LLC

  Tampa +21 more NMLS 1508483

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Construction loans
  • +10 more
  See this lender
• NMMortgage broker

  Nexa Mortgage, LLC

  Tampa +38 more NMLS 1921833

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • First time home buyer loans and programs
  • +8 more
  See this broker
• Mortgage lender

  Onboard 1 Mortgage LLC

  Tampa +2 more NMLS 1664972

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • +16 more
  See this lender
• Mortgage broker

  Pmf, INC.

  Tampa +9 more NMLS 1980

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +8 more
  See this broker
• Credit union

  Powernet

  Tampa

  • Adjustable rate mortgages (ARM)
  • Construction loans
  • HELOCs
  • Home equity loans
  • +3 more
  See this credit union
• Mortgage broker

  Reliable Mortgage Professionals LLC

  Tampa NMLS 2003577

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • +15 more
  See this broker
• Bank

  Renasant Bank

  Tampa +18 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Conventional mortgages
  • Down payment assistance programs
  • +7 more
  See this bank
• Mortgage broker

  Riverview Mortgage LLC

  Tampa NMLS 2595282

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Conventional mortgages
  • +11 more
  See this broker
• SNBank

  Seacoast National Bank

  Tampa +70 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • +15 more
  See this bank
• Mortgage lender

  Simons & Leoni Home Loans, LLC

  Tampa NMLS 8768

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • +6 more
  See this lender
• Mortgage broker

  Spectrum Mortgage Corporation

  Tampa +1 more NMLS 1716529

  • Blanket and portfolio loans
  • Cash out refinance
  • Commercial real estate loans
  • Foreign national mortgages
  • +3 more
  See this broker
• Mortgage broker

  Tampa Heights Mortgage INC

  Tampa NMLS 390471

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Mortgages after bankruptcy or foreclosure
  • +7 more
  See this broker
• Bank

  TD Bank, National Association

  Tampa +99 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Construction loans
  • +11 more
  See this bank
• LGMortgage lender

  The Lending Group Company

  Tampa +1 more NMLS 2444418

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • FHA loans
  • FHA streamline refinance
  • +9 more
  See this lender
• Mortgage broker

  Titan Home Lending,LLC

  Tampa NMLS 2896713

  • Bank statement loans
  • Cash out refinance
  • Conventional mortgages
  • FHA loans
  • +9 more
  See this broker
• Credit union

  Transport

  Tampa

  • Cash out refinance
  • First time home buyer loans and programs
  • HELOCs
  • Home equity loans
  • +4 more
  See this credit union
• Bank

  Truist Bank

  Tampa +194 more

  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • FHA loans
  • +7 more
  See this bank
• Mortgage lender

  Trust Mortgage Lending CORP

  Tampa +1 more NMLS 204041

  • Cash out refinance
  • Refinance
  • Reverse mortgages
  See this lender
• Bank

  United Community Bank

  Tampa +19 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Cash out refinance
  • Commercial real estate loans
  • +22 more
  See this bank
• Mortgage broker

  United Mortgage Group, INC.

  Tampa +5 more NMLS 1299516

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • DSCR loans
  • +8 more
  See this broker
• Mortgage broker

  West Park Mortgage Group, LLC

  Tampa NMLS 2185901

  • Rate buydown mortgages
  • Conventional mortgages
  • FHA loans
  • First time home buyer loans and programs
  • +10 more
  See this broker

• All home loans in Tampa274 firms, every loan type

Hillsborough County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

Which loans count as home equity and cash out loans?

This page gathers HELOCs, home equity loans, cash out refinance, alt doc HELOCs. A firm appears if its own website lists at least one of them. Each loan also has its own Tampa page with only the firms that list it.