Florida › Coral Gables › No or low down payment home loans
No or low down payment home loans in Coral Gables
30 firms with a Coral Gables office offer at least one loan that fits: 10 mortgage lenders, 7 mortgage brokers, 12 banks, 1 credit union. The specific loans behind this page are listed below, each with its own page.
The loans this covers
- First time home buyer loans and programs19 firms
- VA loans17 firms
- USDA loans15 firms
- Down payment assistance programs12 firms
- Florida Housing and Hometown Heroes loans10 firms
BankFirst-Citizens Bank & Trust Company
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +18 more
266 FL loans in 2025See this bank
BankFirstBank Puerto Rico
- 15 year fixed mortgages
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- +15 more
286 FL loans in 2025See this bank
Mortgage lenderPoint Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Conventional mortgages
- Down payment assistance programs
- +10 more
711 FL loans in 2025See this lender
Credit unionSpace Coast
- Adjustable rate mortgages (ARM)
- Condo mortgages
- Construction loans
- FHA loans
- +6 more
5,900 FL loans in 2025See this credit union- GRMortgage lender
Guaranteed Rate Affinity, LLC
- Florida Housing and Hometown Heroes loans
1,458 FL loans in 2025See this lender - GRMortgage lender
Guaranteed Rate, INC.
- Florida Housing and Hometown Heroes loans
3,204 FL loans in 2025See this lender - SMMortgage lender
Swbc Mortgage Corporation
- Florida Housing and Hometown Heroes loans
329 FL loans in 2025See this lender 
Mortgage brokerAbco Mortgage LLC
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Bridge loans
- Commercial real estate loans
- +17 more
See this broker
BankBanesco USA
- Adjustable rate mortgages (ARM)
- Bridge loans
- Business acquisition loans
- Cash out refinance
- +13 more
See this bank
BankCity National Bank of Florida
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Down payment assistance programs
- Equipment financing
- +8 more
See this bank- CBBank
Cogent Bank
- Asset depletion loans
- Bridge loans
- Business acquisition loans
- Commercial real estate loans
- +16 more
See this bank - CCMortgage lender
Columbus Capital Lending, LLC
- Adjustable rate mortgages (ARM)
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- FHA loans
- +10 more
See this lender 
Mortgage brokerFamily America Mortgage CORP
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Cash out refinance
- Commercial real estate loans
- +12 more
See this broker- FGMortgage broker
Fl Global Solutions CORP.
- Bank statement loans
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +3 more
See this broker - FUMortgage broker
Florida United Lending Mortgage Company
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- +15 more
See this broker 
Mortgage lenderHighlands Residential Mortgage, Ltd.
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- +9 more
See this lender
Mortgage brokerI Finance Florida, LLC.
- Asset depletion loans
- Bank statement loans
- Bridge loans
- Commercial real estate loans
- +17 more
See this broker
Mortgage lenderIn House Mortgage, CORP
- Adjustable rate mortgages (ARM)
- Construction loans
- Conventional mortgages
- FHA loans
- +9 more
See this lender
BankJPMorgan Chase Bank, National Association
- Adjustable rate mortgages (ARM)
- FHA loans
- First time home buyer loans and programs
- Refinance
- +4 more
See this bank
Mortgage lenderNewmeyer Mortgage Services INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Bridge loans
- Cash out refinance
- +9 more
See this lender- SNBank
Seacoast National Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- +15 more
See this bank 
Mortgage lenderStandard Mortgage Capital LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- +24 more
See this lender
Mortgage brokerStandard Mortgage Group LLC
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Commercial real estate loans
- +19 more
See this broker
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank
Mortgage brokerThe Mortgage Hub, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +6 more
See this broker
BankTruist Bank
- Cash out refinance
- Commercial real estate loans
- Construction loans
- FHA loans
- +7 more
See this bank
BankU. S. Century Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Commercial real estate loans
- Conventional mortgages
- +14 more
See this bank
Mortgage lenderUnion Mortgage Investment Group, CORP.
- 1099 income loans
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +15 more
See this lender
BankUnited Community Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- +22 more
See this bank
BankValley National Bank
- First time home buyer loans and programs
- Refinance
See this bank
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
Which loans count as no or low down payment home loans?
This page gathers VA loans, USDA loans, down payment assistance programs, florida housing and hometown heroes loans, first time home buyer loans and programs. A firm appears if its own website lists at least one of them. Each loan also has its own Coral Gables page with only the firms that list it.